FinanceOfficial Payroll Survey · 99/1003–5 years
3–5 Years Experience Loan Officer Salary in New York
2026 · Professionals with 3–5 years building toward senior-level expertise.
$102,977/yr
Typical range: $80,920 – $150,437
P25–P50 · BLS OEWS employer payroll data
Loan Officer salary by experience level in New York
Loan Officer Salary Progression in New York
From entry-level through staff — based on BLS OEWS percentile data
| Experience Level | Years | Percentile | Annual Salary | Monthly | vs Entry |
|---|---|---|---|---|---|
| Entry | 0 yrs | 0 yrs | $68,406 | $5,701 | — |
| Junior | 2 yrs | 2 yrs | $88,266 | $7,356 | +29% |
| Mid-LevelThis page | 4 yrs | 4 yrs | $102,977 | $8,581 | +51% |
| Senior | 6 yrs | 6 yrs | $124,014 | $10,335 | +81% |
| Staff | 10 yrs | 10 yrs | $178,739 | $14,895 | +161% |
| Principal | 14 yrs | 14 yrs | $243,174 | $20,265 | +255% |
| Distinguished | 18 yrs | 18 yrs | $259,283 | $21,607 | +279% |
Current Salary
$102,977
3–5 Years Experience · 3–5 years
Hourly: $50/hr
Next Level Target
$124,014
Senior · 6
+$21Kpotential uplift
Career Opportunity
16/100
High Risk
+6% demand · Moderate AI risk
Frequently Asked Questions
What is the 3–5 years experience Loan Officer salary in New York, NY?
3–5 Years Experience Loan Officers in New York, NY earn approximately $103K per year (2026). This corresponds to the P25–P50 range of BLS OEWS employer payroll data.
How much does a 3–5 years experience Loan Officer make per hour in New York, NY?
Based on $103K annually, the hourly rate is approximately $50/hr (2,080-hour work year).
How do I get from 3–5 years experience to senior Loan Officer in New York, NY?
The typical progression takes 2–4 years with consistent skill development, project leadership, and strategic job moves. A senior Loan Officer in New York, NY earns $150K–$199K/yr.