OfficialSalary Find your paycheck

Tax year 2026 · 320 audited paychecks

See exactly what a salary pays after taxes — in your city.

Job boards quote gross. Rent is paid in net. Pick the number on your offer letter and the place you'd live; we run it through the published 2026 federal brackets, FICA, state schedule and any city income tax — then measure it against a local 1-bedroom.

$100K salary: the take-home spread across 25 cities

2026

Single filer, standard deduction, before 401(k). The spread is the state and city tax layer alone.

Austin 20.8% tax drag $6,598/mo Dallas 20.8% tax drag $6,598/mo Nashville 20.8% tax drag $6,598/mo Atlanta 25.3% tax drag $6,225/mo Chicago 25.6% tax drag $6,198/mo Los Angeles 27.4% tax drag $6,054/mo Baltimore 28.5% tax drag $5,959/mo New York City 29.5% tax drag $5,877/mo

Lowest of 25: New York City at $5,877/mo.

IRS-published rules

2026 brackets, $16,100 standard deduction, $184,500 FICA cap

Every tax layer

Federal · FICA · state · city · state payroll programs

30 metros, 21 states

One page per salary amount, all from the same engine

Refreshed October 15, 2026

Rent benchmarks re-curated quarterly; corrections welcome

Guides

Before you sign: what the number really means

All 13 guides →

Start here

All cities →

Same offer, different paycheck

$100K across 25 cities

#CityMonthly netTax dragCity tax1BR rentRent share of net
1 Austin, TX $6,598 20.8% — $1,450
22%
2 Dallas, TX $6,598 20.8% — $1,400
21%
3 Miami, FL $6,598 20.8% — $2,350
36%
4 Houston, TX $6,598 20.8% — $1,300
20%
5 Las Vegas, NV $6,598 20.8% — $1,350
20%
6 Nashville, TN $6,598 20.8% — $1,600
24%
7 Seattle, WA $6,495 22.1% — $2,050
32%
8 Phoenix, AZ $6,424 22.9% — $1,400
22%
9 Raleigh, NC $6,308 24.3% — $1,450
23%
10 Denver, CO $6,247 25.0% $6/mo $1,700
27%
11 Atlanta, GA $6,225 25.3% — $1,600
26%
12 Salt Lake City, UT $6,223 25.3% — $1,400
22%
13 Columbus, OH $6,221 25.4% $208/mo $1,250
20%
14 Kansas City, MO $6,201 25.6% $83/mo $1,150
19%
15 Chicago, IL $6,198 25.6% — $1,900
31%
16 Minneapolis, MN $6,122 26.5% — $1,450
24%
17 Yonkers, NY $6,096 26.9% $68/mo $2,150
35%
18 Pittsburgh, PA $6,093 26.9% $250/mo $1,350
22%
19 Detroit, MI $6,066 27.2% $199/mo $1,150
19%
20 Los Angeles, CA $6,054 27.4% — $2,450
40%
21 San Francisco, CA $6,054 27.4% — $3,250
54%
22 San Diego, CA $6,054 27.4% — $2,550
42%
23 Philadelphia, PA $6,031 27.6% $312/mo $1,650
27%
24 Baltimore, MD $5,959 28.5% $259/mo $1,450
24%
25 New York City, NY $5,877 29.5% $287/mo $3,900
66%

Browse

Take-home pay by salary, in every state

Federal + FICA, then a 22-state comparison table

Monthly figures are before state tax; each page ranks all 22 states and 30 metros for that salary.

Browse

Take-home pay by city

132 audits · amounts added as demand appears

New York City, NY30 audits · $45K–$500K
San Francisco, CA9 audits · $80K–$300K
Los Angeles, CA7 audits · $70K–$150K
San Diego, CA2 audits · $100K–$150K
San Jose, CA2 audits · $120K–$200K
Seattle, WA3 audits · $100K–$300K
Austin, TX4 audits · $40K–$200K
Dallas, TX3 audits · $60K–$100K
Houston, TX3 audits · $80K–$150K
Chicago, IL15 audits · $55K–$200K
Boston, MA3 audits · $70K–$85K
Washington, DC, DC2 audits · $70K–$80K
Philadelphia, PA3 audits · $70K–$100K
Denver, CO2 audits · $100K–$110K
Atlanta, GA10 audits · $40K–$350K
Miami, FL2 audits · $90K–$100K
Phoenix, AZ3 audits · $100K–$150K
Portland, OR2 audits · $70K–$150K
Minneapolis, MN2 audits · $100K–$120K
Nashville, TN2 audits · $80K–$100K
Charlotte, NC2 audits · $60K–$70K
Raleigh, NC3 audits · $80K–$120K
Detroit, MI2 audits · $100K–$120K
Columbus, OH3 audits · $75K–$100K
Salt Lake City, UT2 audits · $100K–$120K
Las Vegas, NV2 audits · $75K–$100K
Baltimore, MD3 audits · $60K–$120K
Pittsburgh, PA2 audits · $100K–$120K
Kansas City, MO2 audits · $100K–$120K
Yonkers, NY2 audits · $100K–$120K

Browse

Take-home pay by state

Federal + FICA + state tax, no city layer

New York2 audits · $100K–$120K
California29 audits · $45K–$500K
Washington2 audits · $100K–$130K
Texas28 audits · $40K–$450K
Florida15 audits · $50K–$200K
Tennessee2 audits · $80K–$100K
Nevada3 audits · $50K–$150K
Illinois6 audits · $45K–$120K
Massachusetts7 audits · $60K–$120K
Pennsylvania14 audits · $40K–$200K
Colorado2 audits · $100K–$130K
Georgia9 audits · $50K–$150K
Arizona5 audits · $80K–$150K
Oregon2 audits · $70K–$100K
Minnesota2 audits · $80K–$100K
North Carolina14 audits · $45K–$200K
Michigan2 audits · $80K–$95K
Ohio2 audits · $50K–$100K
Utah6 audits · $65K–$150K
Maryland3 audits · $90K–$120K
Missouri2 audits · $55K–$90K

Method

How every audit is computed

Full methodology →
  1. 1

    Start from the offer

    Gross salary less the $16,100 standard deduction runs through the 7 federal brackets. FICA is applied to wages with the $184,500 Social Security cap.

  2. 2

    Add the state and the city

    State schedules range from nothing (Texas, Florida) to double digits (California, New York). Nine cities add their own layer, on the base each one actually uses.

  3. 3

    Measure it against rent

    The monthly net is compared with a median 1-bedroom, and every page has a live 401(k) and pre-tax benefits slider so you can see your own number.

Salary amounts currently covered: $40K · $45K · $50K · $55K · $60K · $65K · $70K · $75K · $80K · $85K · $90K · $95K · $100K · $110K · $120K · $125K · $130K · $140K · $150K · $160K · $165K · $175K · $200K · $220K · $225K · $250K · $300K · $350K · $400K · $450K · $500K.