FinanceOfficial Payroll Survey · 99/1003–5 years
3–5 Years Experience Loan Officer Salary in Austin
2026 · Professionals with 3–5 years building toward senior-level expertise.
$78,943/yr
Typical range: $62,034 – $115,326
P25–P50 · BLS OEWS employer payroll data
Loan Officer salary by experience level in Austin
Loan Officer Salary Progression in Austin
From entry-level through staff — based on BLS OEWS percentile data
| Experience Level | Years | Percentile | Annual Salary | Monthly | vs Entry |
|---|---|---|---|---|---|
| Entry | 0 yrs | 0 yrs | $52,441 | $4,370 | — |
| Junior | 2 yrs | 2 yrs | $67,666 | $5,639 | +29% |
| Mid-LevelThis page | 4 yrs | 4 yrs | $78,943 | $6,579 | +51% |
| Senior | 6 yrs | 6 yrs | $95,070 | $7,923 | +81% |
| Staff | 10 yrs | 10 yrs | $137,023 | $11,419 | +161% |
| Principal | 14 yrs | 14 yrs | $186,419 | $15,535 | +255% |
| Distinguished | 18 yrs | 18 yrs | $198,768 | $16,564 | +279% |
Current Salary
$78,943
3–5 Years Experience · 3–5 years
Hourly: $38/hr
Next Level Target
$95,070
Senior · 6
+$16Kpotential uplift
Career Opportunity
16/100
High Risk
+6% demand · Moderate AI risk
Frequently Asked Questions
What is the 3–5 years experience Loan Officer salary in Austin, TX?
3–5 Years Experience Loan Officers in Austin, TX earn approximately $79K per year (2026). This corresponds to the P25–P50 range of BLS OEWS employer payroll data.
How much does a 3–5 years experience Loan Officer make per hour in Austin, TX?
Based on $79K annually, the hourly rate is approximately $38/hr (2,080-hour work year).
How do I get from 3–5 years experience to senior Loan Officer in Austin, TX?
The typical progression takes 2–4 years with consistent skill development, project leadership, and strategic job moves. A senior Loan Officer in Austin, TX earns $115K–$153K/yr.