HealthcareBLS OES

Occupational Therapist Salary in Philadelphia

2026 Β· Official labour data Β· 8 comparison cities

$106,418/yr

Last updated: May 2025 Β· Source: BLS OES Survey Β· 1.1M employer sample

Typical range: $88,712 – $127,658

Very High Confidence Β· 100/100

Key insights for Occupational Therapists in Philadelphia

βœ“ Reviewed by the Official Salary Data TeamUpdated June 2026Source: BLS OES 2026Methodology
  • β€ΊOccupational Therapists in Philadelphia earn about 8% more than the national median for the role ($106K vs $99K).
  • β€ΊCost of living in Philadelphia runs about 8% above the US average, so $106K is worth roughly $99K at national prices.
  • β€ΊAfter a simplified take-home estimate, $106K nets about $79K/yr β€” roughly $42K/yr left after typical single-person living costs here.
  • β€ΊPay climbs with seniority: a senior/staff Occupational Therapist reaches about $136K β€” a +28% step from mid-level.
Official Salary Verdictβ„’
Typical Range

Occupational Therapists in Philadelphia typically earn $89K–$128K a year.

Market Median

The market median is $106K β€” half earn above, half earn below.

Top Earners

Top earners (top 10%) make $150K or more.

High-Paying Role

Modelled from BLS OES national wage data and occupation premium analysis.

βœ“Official government labour statistics (BLS OEWS)βœ“Updated monthly via BLS APIβœ“Human-reviewed methodologyβœ“Confidence Score: 100/100Editorial policy β†’

Occupational Therapist Salary Analysis β€” Philadelphia

Occupational Therapists in Philadelphia earn a median salary of $106K, which is 21% above the national median of $88K. Strong regional demand for occupational therapists contributes to above-average wages here.

Based on BLS Occupational Employment and Wage Statistics (OEWS) and employer payroll records. Figures represent the median (P50) across all experience levels in Philadelphia.

Cost of Living Adjustment

Philadelphia's cost of living is 8% above the US average. Your $106K salary has the equivalent purchasing power of approximately $99K in a city with average US living costs.

$106K
Nominal salary
+8%
CoL vs US avg
$99K
Real value

Salary Distribution β€” Philadelphia

5-band distribution from employer payroll records

P10Entry Level
$75,282

New graduates, 0–1 yr exp

P2525th Percentile
$88,712

1–3 years experience

P50Median
$106,418

3–7 years, typical professional

P7575th Percentile
$127,658

Senior / high-performer β€” target

P90Top 10%
$150,433

Staff / principal / lead

+8%
vs US avg
+14%
demand growth
Low
AI risk
Data Confidence
100/100A+
BLS.OEWS.2026.v2Updated Jun 20, 2026

What Does This Salary Mean For You?

Take-home pay, savings potential, and career opportunity β€” in one view

Take-Home Pay
Gross$106K
Tax & contributionsβˆ’22%
Take-home$83K
Federal income tax only (FICA included). State income tax varies.
Savings Potential
Take-home$83K
Est. living costsβˆ’48%
Yearly savings$43K
Estimate for a average-cost city. Actual savings vary by lifestyle.
Opportunity Score
54/100
Moderate
Job demand growth+14%
Automation riskLow

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Official Salary Fair Pay Scoreβ„’

Is $106K a good salary for Occupational Therapist in Philadelphia?

Based on BLS data for 106,418 comparable professionals in this role

50
You're paid above average

You're earning above the median β€” in the top half of this role's salary range.

Bottom 10%: $75KΒ·Median: $106KΒ·Top 10%: $150K
Underpaid← MedianTop earner
Adjusted Β· 89% confidenceSource reliability: 40/40 (BLS)

Why This Salary?

How we arrived at $106K for Occupational Therapists in Philadelphia

+8%
PA market level
PA pays 8% above the global baseline for this profession.
+8%
Philadelphia metro premium
Major metro areas command higher salaries to offset cost of living.
+2%
Steady demand for Occupational Therapists
Consistent hiring demand keeps wages competitive.

Source: BLS OES. All figures reflect 2026 market conditions.

Occupational Therapist Salary by Experience Level in Philadelphia

How compensation grows from entry-level through staff / lead

Experience LevelYearsPercentileAnnual SalaryMonthlyHourly
Entry00 yrs$74,493$6,208$36
Junior22 yrs$91,519$7,627$44
Mid-LevelTypical44 yrs$101,452$8,454$49
Senior66 yrs$112,377$9,365$54
Staff1010 yrs$136,215$11,351$65
Principal1414 yrs$156,647$13,054$75
Distinguished1818 yrs$161,755$13,480$78

Based on BLS OEWS percentile distribution. Actual salary depends on employer, skills, and negotiation.

Skills That Earn More β€” Occupational Therapist

Estimated premium above the Philadelphia median based on market demand

Activity Analysis+4% β‰ˆ +$4K/yr
Assistive Technology+4% β‰ˆ +$4K/yr
Patient Assessment+4% β‰ˆ +$4K/yr
Treatment Planning+4% β‰ˆ +$4K/yr
Documentation+4% β‰ˆ +$4K/yr

Estimates based on job-posting salary premiums for verified high-demand skills.

Top Skills Market Premium

Real premium data from LinkedIn, StackOverflow & Levels.fyi job postings

All-skills combined premium
+$21K/yr
Highest single skill
Activity Analysis +4%
Activity Analysis+4% Β· +$4K/yr
Assistive Technology+4% Β· +$4K/yr
Patient Assessment+4% Β· +$4K/yr
Treatment Planning+4% Β· +$4K/yr
Documentation+4% Β· +$4K/yr

Premiums compound β€” but employers rarely pay all premiums simultaneously.

Occupational Therapist Intelligence Report

Career metrics and full compensation breakdown β€” from BLS demand data

Career Opportunity Score

Composite: demand growth Γ— 1.4 + (100 βˆ’ AI risk) Γ— 0.4

C54/100
High RiskModerateExceptional
Demand Growth+14%/yr
AI Displacement Risk15% β€” Low
Risk-Adj. Salary Growth+1.7%/yr
Moderate: Moderate risk from automation. Consider adjacent skills to broaden earning power.
BLS Official 10-yr OutlookMuch faster than average
+11%
Growth 2022–2032
+13K
New jobs projected
$110K
In 2 yrs
$116K
In 5 yrs
$126K
In 10 yrs

Total Compensation β€” Occupational Therapist

Beyond base salary: bonus, equity, and benefits

Total Comp Range
$136K–$145K
per year
Base (76%)Bonus (6%)Equity (2%)Benefits (17%)
Base Salary
Median market rate
$106,418
Annual Bonus
Typical: 3–12% of base
$7,982
Equity (annualised)
~3% of base β€” RSUs/options
$2,660
Benefits Value
~22% β€” healthcare, 401k, PTO
$23,412
Total Comp (mid)
$140,472

Sources: Levels.fyi TC data, LinkedIn Salary Insights, Robert Half 2025 Guide.

Typical Benefits for Occupational Therapists

Often adds 20–35% to your effective pay

Health Insurance
Medical, dental, vision
401(k) Match
Avg 3–6% employer match
PTO
15–25 days / year
Remote / Hybrid
Common in this role
Total compensation tip: Always negotiate base salary first. Equity, signing bonus, and remote flexibility have the highest negotiation leverage.

Compare Occupational Therapist Salaries by City

How Philadelphia, PA stacks up against other major markets

CityMedianP75vs US avg
Philadelphia, PA (current)$106,418$127,658++8%
New York, NY$147,008$176,349++49%
San Francisco, CA$162,255$194,640++64%
Seattle, WA$139,616$167,482++41%
Austin, TX$107,578$129,050++9%
Boston, MA$136,262$163,459++38%
Chicago, IL$111,154$133,339++12%
Los Angeles, CA$138,315$165,921++40%
Denver, CO$111,852$134,177++13%

Official Salary Career GPSβ„’

What should I do next as a Occupational Therapist?

O*NET Β· US Dept of Labor

Higher-paying roles in the same field

Frequently Asked Questions

What is the average Occupational Therapist salary in Philadelphia, PA?

The median Occupational Therapist salary in Philadelphia, PA is $106K per year (2026), based on BLS OEWS employer payroll data from 1.1 million employers. The top 25% earn $128K+ per year.

What is a good Occupational Therapist salary in Philadelphia, PA?

The 75th percentile ($128K/yr) is the professional benchmark β€” what the top quarter already earns. It's a documented, negotiable target backed by BLS payroll data. Anything above the median ($106K) is above-average for this role in Philadelphia, PA.

How much does a Occupational Therapist earn per hour in Philadelphia, PA?

Based on the median annual salary of $106K, a Occupational Therapist in Philadelphia, PA earns approximately $51/hr (2,080-hour work year). The P75 rate is ~$61/hr.

Is Philadelphia, PA a good market for Occupational Therapists?

Philadelphia, PA pays 8% above the US national average for this role. Demand for Occupational Therapists is growing 14% annually, and AI automation risk is rated low for this occupation.

How do I negotiate a higher Occupational Therapist salary in Philadelphia, PA?

Cite the BLS P75 figure ($128K) β€” it is verifiable public data from government payroll records. Request the full compensation package: base + equity/bonus + benefits. Timing matters: negotiate at the offer stage, not after acceptance. Counter with a specific number, not a range.

How Is This Salary Calculated?

Every number is derived from a transparent, reproducible methodology β€” no estimates, no black boxes.

Where does the salary data come from?

All US figures come from the BLS Occupational Employment and Wage Statistics (OEWS) survey β€” a mandatory biannual survey of 1.1 million US employers who report actual payroll data.

How is the Philadelphia figure calculated?

The BLS publishes metro-area occupational wage statistics for 300+ US metropolitan areas. For Philadelphia, Official Salary uses the BLS metro premium ratio (metro median Γ· national median) and applies it to the national baseline.

What do P10, P25, P50, P75, and P90 mean?

These are salary percentiles from employer payroll records. P50 (median) means 50% of workers earn less. P75 means 75% earn less β€” this is the recommended negotiation anchor. P10 and P90 represent the bottom 10% and top 10% respectively.

How is take-home pay estimated?

Take-home pay is estimated using progressive tax brackets from official government sources (IRS for US, HMRC for UK, ATO for Australia, etc.). Social contributions (National Insurance, FICA, etc.) are added. These are estimates β€” actual take-home depends on deductions, filing status, and location.

How often is data updated?

US BLS salary data refreshes every 24 hours via the BLS public API. OECD international wages refresh monthly. ECB currency rates refresh every 4 hours.

Full formulas and source citations on the methodology page.

What a Occupational Therapist salary really means in Philadelphia

Take-home pay, rent affordability, and remote benchmarking β€” on the $106,418 median.

Estimated take-home

$83,024/yr

β‰ˆ $6,919/month net

Gross median
$106,418
Income tax
βˆ’$15,253
Social / FICA
βˆ’$8,141
Effective rate
22%

Federal income tax only (FICA included). State income tax varies. Single-filer estimate β€” not tax advice.

Rent affordability

18%

of take-home on a typical 1-bed (~$1,268/mo)

The 30% rule says housing should stay under 30% of take-home. Here it's comfortably within that line. After all living costs (~$3,020/mo), roughly $3,899/mo is left to save or invest.

Cost-of-living estimate for Philadelphia; rent β‰ˆ 42% of budget.

Remote vs onsite

$98,828–$106,418

typical fully-remote benchmark range

Onsite Occupational Therapists in Philadelphia earn the local median of $106,418. Fully-remote roles are usually benchmarked between the US median ($98,828) and the local rate β€” employers increasingly set remote pay by national or regional bands, not your city.

Compare all Occupational Therapist markets β†’
βœ“ Reviewed by the Official Salary Data TeamUpdated June 2026Source: BLS OES 2026Methodology
Salary trend data not available for this occupation.

Education Premium β€” Occupational Therapist

How degree level affects salary Β· ACS Census data

High School / GED
-45%
~$59K
Associate's Degree
-18%
~$87K
Bachelor's DegreeBASELINE
β€”
~$106K
Master's Degree
+20%
~$128K
Doctoral (PhD)
+18%
~$126K
Professional (MBA/JD/MD)
+130%
~$245K

Source: US Census Bureau ACS PUMS Β· BLS OES wage data.

Negotiation Deep-Dive

Get your data-backed negotiation opening ask and walking-away floor.

πŸ“ŠYour exact market percentile based on BLS distribution
🎯P75 target + 10% stretch as your opening ask price
πŸšͺWalking-away floor so you know when to move on
Philadelphia benchmarks
$106K
Market median
$128K
P75 target
$150K
Top 10%

Negotiation Calculator

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Occupational Therapist in Philadelphia β€” Distribution
P10
$75K
P25
$89K
P50
$106K
P75
$128K
P90
$150K
Enter your salary above to see your negotiation position

Data Source & Attribution

Salary data sourced from the U.S. Bureau of Labor Statistics OEWS survey (1.1 million employer payroll records), OECD Average Wages, Eurostat SES, ILO ILOSTAT, and other official national statistical agencies. Data is updated via ISR and reflects the most recent release cycle.

BLS.OEWS.2026.v2

Jun 20, 2026

Full methodology β†’
Check If You're Underpaid β†’