FinanceOfficial Payroll Survey · 99/1003–5 years
3–5 Years Experience Insurance Underwriter Salary in New York
2026 · Professionals with 3–5 years building toward senior-level expertise.
$112,819/yr
Typical range: $88,654 – $164,815
P25–P50 · BLS OEWS employer payroll data
Insurance Underwriter salary by experience level in New York
Insurance Underwriter Salary Progression in New York
From entry-level through staff — based on BLS OEWS percentile data
| Experience Level | Years | Percentile | Annual Salary | Monthly | vs Entry |
|---|---|---|---|---|---|
| Entry | 0 yrs | 0 yrs | $74,944 | $6,245 | — |
| Junior | 2 yrs | 2 yrs | $96,702 | $8,059 | +29% |
| Mid-LevelThis page | 4 yrs | 4 yrs | $112,819 | $9,402 | +51% |
| Senior | 6 yrs | 6 yrs | $135,867 | $11,322 | +81% |
| Staff | 10 yrs | 10 yrs | $195,822 | $16,319 | +161% |
| Principal | 14 yrs | 14 yrs | $266,415 | $22,201 | +255% |
| Distinguished | 18 yrs | 18 yrs | $284,063 | $23,672 | +279% |
Current Salary
$112,819
3–5 Years Experience · 3–5 years
Hourly: $54/hr
Next Level Target
$135,867
Senior · 6
+$23Kpotential uplift
Career Opportunity
14/100
High Risk
+5% demand · Moderate AI risk
Frequently Asked Questions
What is the 3–5 years experience Insurance Underwriter salary in New York, NY?
3–5 Years Experience Insurance Underwriters in New York, NY earn approximately $113K per year (2026). This corresponds to the P25–P50 range of BLS OEWS employer payroll data.
How much does a 3–5 years experience Insurance Underwriter make per hour in New York, NY?
Based on $113K annually, the hourly rate is approximately $54/hr (2,080-hour work year).
How do I get from 3–5 years experience to senior Insurance Underwriter in New York, NY?
The typical progression takes 2–4 years with consistent skill development, project leadership, and strategic job moves. A senior Insurance Underwriter in New York, NY earns $165K–$218K/yr.