Loan Officer vs Treasury Analyst: Which Pays More?
Side-by-side salary comparison by city, experience level, and career growth outlook. Data reflects current market rates.
Loan Officer
Evaluate and approve loan applications for individuals and businesses.
Treasury Analyst
Manage cash flow, liquidity, and financial risk for corporate treasury.
Treasury Analyst earns more on average — the national median is $26,050/year (34%) higher than a Loan Officer. However, salaries vary significantly by city, employer, and experience level — see the city-by-city breakdown below.
Loan Officer vs Treasury Analyst — Salary by City
National median figures in USD across top cities.
| City | Loan Officer | Treasury Analyst | Difference |
|---|---|---|---|
| San Francisco, CA | $112,457 | $146,051 | Loan $33,594 |
| New York, NY | $90,395 | $122,304 | Loan $31,909 |
| Seattle, WA | $110,029 | $149,231 | Loan $39,202 |
| Austin, TX | $83,164 | $117,079 | Loan $33,915 |
| Chicago, IL | $84,407 | $108,952 | Loan $24,545 |
| Boston, MA | $100,682 | $134,405 | Loan $33,723 |
| London, UK | £59,291 | £79,386 | Loan $20,095 |
| Toronto, Canada | CA$104,403 | CA$140,334 | Loan $35,931 |
Frequently Asked Questions
Does a Loan Officer or Treasury Analyst earn more?+
A Treasury Analyst earns more on average. The national median salary for a Loan Officer is $76,690/year, compared to $102,740/year for a Treasury Analyst — a difference of $26,050 (34%).
Which has better career growth — Loan Officer or Treasury Analyst?+
Loan Officer roles are growing at 6% YoY while Treasury Analyst demand is growing at 10% YoY. Treasury Analyst has stronger near-term demand growth.
Can you switch from Loan Officer to Treasury Analyst?+
Yes. Many professionals transition between these roles, especially since both are in the same category. Shared skills include: analytical thinking, communication, and industry knowledge.
Which is harder to automate — Loan Officer or Treasury Analyst?+
Treasury Analyst has a lower AI automation risk (60% vs 80%). Based on Oxford Martin School and McKinsey 2023 analysis.