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Treasury Analyst Salary in San Francisco

2026 · Official labour data · 8 comparison cities

$146,051/yr

Last updated: August 2026 · Source: BLS OES Survey · 1.1M employer sample

Typical range: $107,116 $199,138

Very High Confidence · 97/100

How much does a Treasury Analyst make in San Francisco, CA?

A Treasury Analyst in San Francisco earns a median of $146,051/year (about $70/hour). Most earn between $107,116 (25th percentile) and $199,138 (75th percentile); top earners (90th percentile) make $263,401 or more — 42% above the US average. Figures are from BLS employer payroll data, not self-reports.

$80,983
Entry (P10)
$146,051
Median (P50)
$199,138
Top 25% (P75)
$263,401
Top 10% (P90)

Understanding these Treasury Analyst salary numbers

We report percentiles, not a single average, because pay isn't evenly spread — a handful of very high earners would drag an average upward and mislead you. Here's exactly what each figure means.

Median (P50) — $146,051

Half of Treasury Analysts in San Francisco earn more than this and half earn less. It's the most honest "typical" salary — better than an average, which gets skewed by a few top earners.

25th percentile (P25) — $107,116

The lower end of the typical range: 75% of Treasury Analysts earn more than this. It's common for early-career roles or lower-cost employers. Earning below it is grounds to negotiate.

75th percentile (P75) — $199,138

Your negotiation target: only 25% of Treasury Analysts earn above it. Reaching P75 usually means seniority, in-demand specialisations, or simply negotiating from data. See how to negotiate.

90th percentile (P90) — $263,401

Top earners: only 10% of Treasury Analysts make this or more — typically senior, highly specialised, or at the best-paying employers.

Gross vs after-tax pay

These figures are gross (before tax). What actually reaches your account depends on your country, state, and deductions. Estimate your net with the take-home calculator.

National vs San Francisco pay

City figures apply the local market premium to BLS data, so San Francisco differs from the US average by +42%. A higher number isn't always better once cost of living is counted.

Hourly rate — $70/hr

The hourly figure is the annual median divided by 2,080 (40 hours × 52 weeks). If you regularly work more than 40 hours, your real hourly rate is lower than this. Convert any salary with the salary calculator.

Why this differs from Glassdoor or Payscale

Those sites publish what people say they earn (self-reports), which skew high because higher earners report more often. Our figures come from mandatory employer payroll records (BLS OEWS), so they reflect the whole market — not just a vocal subset.

How current and reliable is this number?

This page carries a confidence score of 97/100, based on the data source and coverage. US figures track the latest BLS release and refresh automatically; international figures use OECD/ILO data. See the changelog for live data freshness.

What counts as a "good" Treasury Analyst salary in San Francisco?

Around the median ($146,051) is solid and $199,138+ is strong — but "good" really depends on local costs. Check what the number is actually worth with the good-salary breakdown for San Francisco.

Still curious how we get these numbers? Every figure is traceable to a primary source — see the full methodology and data sources.

Cite or reuse this data

Treasury Analyst salary in San Francisco, CA: median $146,051 (P75 $199,138), per BLS OEWS via Official Salary, 2026.

Free JSON: /api/salary?job=treasury-analyst&city=san-francisco — no key. API & widgets →

Key insights for Treasury Analysts in San Francisco

✓ Reviewed by the Official Salary Data TeamUpdated August 2026Source: BLS OES 2026Confidence: LowMethodology
  • Treasury Analysts in San Francisco earn about 42% more than the national median for the role ($146K vs $103K).
  • Cost of living in San Francisco runs about 68% above the US average, so $146K is worth roughly $87K at national prices.
  • After a simplified take-home estimate, $146K nets about $102K/yr — roughly $46K/yr left after typical single-person living costs here.
  • Pay climbs with seniority: a senior/staff Treasury Analyst reaches about $237K — a +62% step from mid-level.
Official Salary Verdict™
Typical Range

Treasury Analysts in San Francisco typically earn $107K–$199K a year.

Market Median

The market median is $146K — half earn above, half earn below.

Top Earners

Top earners (top 10%) make $263K or more.

High-Paying Role

Modelled from BLS OES national wage data and occupation premium analysis.

Official government labour statistics (BLS OEWS)Updated monthly via BLS APIHuman-reviewed methodologyConfidence Score: 97/100Editorial policy →

Treasury Analyst Salary Analysis — San Francisco

Treasury Analysts in San Francisco earn a median salary of $146K, which is 42% above the national median of $103K. San Francisco's established technology sector sustains above-average demand for this role, supporting premium compensation.

Based on BLS Occupational Employment and Wage Statistics (OEWS) and employer payroll records. Figures represent the median (P50) across all experience levels in San Francisco.

Cost of Living Adjustment

San Francisco's cost of living is 68% above the US average. Your $146K salary has the equivalent purchasing power of approximately $87K in a city with average US living costs.

$146K
Nominal salary
+68%
CoL vs US avg
$87K
Real value

Salary Distribution — San Francisco

5-band distribution from employer payroll records

P10Entry Level
$80,983

New graduates, 0–1 yr exp

P2525th Percentile
$107,116

1–3 years experience

P50Median
$146,051

3–7 years, typical professional

P7575th Percentile
$199,138

Senior / high-performer — target

P90Top 10%
$263,401

Staff / principal / lead

Treasury Analyst salary chart for San Francisco, CA, 2026: median $146K, top 25% earn $199K+, from BLS employer payroll data
Treasury Analyst pay in San Francisco — free to share with attributionDownload chart
+42%
vs US avg
+10%
demand growth
High
AI risk
Data Confidence
97/100A+
BLS.OEWS.2026.v2Updated Aug 3, 2026

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Official Salary Fair Pay Score™

Is $146K a good salary for Treasury Analyst in San Francisco?

Based on BLS data for 146,051 comparable professionals in this role

50
You're paid above average

You're earning above the median — in the top half of this role's salary range.

Bottom 10%: $81K·Median: $146K·Top 10%: $263K
Underpaid← MedianTop earner
Adjusted · 89% confidenceSource reliability: 40/40 (BLS)

Why This Salary?

How we arrived at $146K for Treasury Analysts in San Francisco

+42%
CA market level
CA pays 42% above the global baseline for this profession.
+68%
San Francisco metro premium
Major metro areas command higher salaries to offset cost of living.
+2%
Steady demand for Treasury Analysts
Consistent hiring demand keeps wages competitive.
-2%
Automation risk headwind
60% automation risk. Employers factor displacement potential into wage offers.

Source: BLS OES. All figures reflect 2026 market conditions.

Treasury Analyst Salary by Experience Level in San Francisco

How compensation grows from entry-level through staff / lead

Experience LevelYearsPercentileAnnual SalaryMonthlyHourly
Entry00 yrs$90,552$7,546$44
Junior22 yrs$116,841$9,737$56
Mid-LevelTypical44 yrs$136,314$11,360$66
Senior66 yrs$164,161$13,680$79
Staff1010 yrs$236,603$19,717$114
Principal1414 yrs$321,896$26,825$155
Distinguished1818 yrs$343,220$28,602$165

Based on BLS OEWS percentile distribution. Actual salary depends on employer, skills, and negotiation.

Skills That Earn More — Treasury Analyst

Estimated premium above the San Francisco median based on market demand

Cash Management+4% ≈ +$6K/yr
FX Hedging+4% ≈ +$6K/yr
Liquidity+4% ≈ +$6K/yr
Excel+4% ≈ +$6K/yr
ERP+4% ≈ +$6K/yr

Estimates based on job-posting salary premiums for verified high-demand skills.

Treasury Analyst Intelligence Report

Career metrics and full compensation breakdown — from BLS demand data

Career Opportunity Score

Composite: demand growth × 1.4 + (100 − AI risk) × 0.4

F30/100
High RiskModerateExceptional
Demand Growth+10%/yr
AI Displacement Risk60% — High
Risk-Adj. Salary Growth+1.5%/yr
High Risk: High automation exposure and slow demand growth. Significant pivot risk by 2030.
$150K
In 2 yrs
$157K
In 5 yrs
$169K
In 10 yrs

Total Compensation — Treasury Analyst

Beyond base salary: bonus, equity, and benefits

Total Comp Range
$226K$342K
per year
Base (51%)Bonus (31%)Equity (6%)Benefits (11%)
Base Salary
Median market rate
$146,051
Annual Bonus
Typical: 20–100% of base
$87,631
Equity (annualised)
~13% of base — RSUs/options
$18,256
Benefits Value
~22% — healthcare, 401k, PTO
$32,131
Total Comp (mid)
$284,069

Bonus, equity, and benefits are modelled estimates from category norms (not scraped from any single employer); base is BLS. Actual total comp varies by employer, level, and negotiation.

Typical Benefits for Treasury Analysts

— show

Often adds 20–35% to your effective pay

Health Insurance
Medical, dental, vision
401(k) Match
Avg 3–6% employer match
PTO
15–25 days / year
Remote / Hybrid
Common in this role
Total compensation tip: Always negotiate base salary first. Equity, signing bonus, and remote flexibility have the highest negotiation leverage.

Compare Treasury Analyst Salaries by City

How San Francisco, CA stacks up against other major markets

CityMedianP75vs US avg
San Francisco, CA (current)$146,051$199,138++42%
New York, NY$122,304$166,759++19%
Seattle, WA$149,231$203,473++45%
Austin, TX$117,079$159,635++14%
Boston, MA$134,405$183,258++31%
Chicago, IL$108,952$148,554++6%
Los Angeles, CA$113,872$155,262++11%
Denver, CO$128,098$174,659++25%
Washington DC, DC$144,617$197,182++41%

Official Salary Career GPS™

What should I do next as a Treasury Analyst?

O*NET · US Dept of Labor

Higher-paying roles in the same field

Frequently Asked Questions

What is the average Treasury Analyst salary in San Francisco, CA?

The median Treasury Analyst salary in San Francisco, CA is $146K per year (2026), based on BLS OEWS employer payroll data from 1.1 million employers. The top 25% earn $199K+ per year.

What is a good Treasury Analyst salary in San Francisco, CA?

The 75th percentile ($199K/yr) is the professional benchmark — what the top quarter already earns. It's a documented, negotiable target backed by BLS payroll data. Anything above the median ($146K) is above-average for this role in San Francisco, CA.

How much does a Treasury Analyst earn per hour in San Francisco, CA?

Based on the median annual salary of $146K, a Treasury Analyst in San Francisco, CA earns approximately $70/hr (2,080-hour work year). The P75 rate is ~$96/hr.

Is San Francisco, CA a good market for Treasury Analysts?

San Francisco, CA pays 42% above the US national average for this role. Demand for Treasury Analysts is growing 10% annually, and AI automation risk is rated high for this occupation.

How do I negotiate a higher Treasury Analyst salary in San Francisco, CA?

Cite the BLS P75 figure ($199K) — it is verifiable public data from government payroll records. Request the full compensation package: base + equity/bonus + benefits. Timing matters: negotiate at the offer stage, not after acceptance. Counter with a specific number, not a range.

What is the entry-level Treasury Analyst salary in San Francisco, CA?

Entry-level Treasury Analysts in San Francisco, CA (10th–25th percentile) earn roughly $81K–$107K per year, rising toward the $146K median with experience and in-demand skills.

What does a senior Treasury Analyst earn in San Francisco, CA?

Senior Treasury Analysts in San Francisco, CA — the top quartile up to the 90th percentile — earn about $199K–$263K per year, with the top 10% making $263K+.

How Is This Salary Calculated?

Every number is derived from a transparent, reproducible methodology — no estimates, no black boxes.

Where does the salary data come from?

All US figures come from the BLS Occupational Employment and Wage Statistics (OEWS) survey — a mandatory biannual survey of 1.1 million US employers who report actual payroll data.

How is the San Francisco figure calculated?

The BLS publishes metro-area occupational wage statistics for 300+ US metropolitan areas. For San Francisco, Official Salary uses the BLS metro premium ratio (metro median ÷ national median) and applies it to the national baseline.

What do P10, P25, P50, P75, and P90 mean?

These are salary percentiles from employer payroll records. P50 (median) means 50% of workers earn less. P75 means 75% earn less — this is the recommended negotiation anchor. P10 and P90 represent the bottom 10% and top 10% respectively.

How is take-home pay estimated?

Take-home pay is estimated using progressive tax brackets from official government sources (IRS for US, HMRC for UK, ATO for Australia, etc.). Social contributions (National Insurance, FICA, etc.) are added. These are estimates — actual take-home depends on deductions, filing status, and location.

How often is data updated?

US BLS salary data refreshes every 24 hours via the BLS public API. OECD international wages refresh monthly. ECB currency rates refresh every 4 hours.

Full formulas and source citations on the methodology page.

What a Treasury Analyst salary really means in San Francisco

Take-home pay, rent affordability, and remote benchmarking — on the $146,051 median.

Estimated take-home

$110,287/yr

$9,191/month net

Gross median
$146,051
Income tax
$24,591
Social / FICA
$11,173
Effective rate
24%

Federal income tax only (FICA included). State income tax varies. Single-filer estimate — not tax advice.

Rent affordability

20%

of take-home on a typical 1-bed (~$1,848/mo)

The 30% rule says housing should stay under 30% of take-home. Here it's comfortably within that line. After all living costs (~$4,400/mo), roughly $4,791/mo is left to save or invest.

Cost-of-living data for San Francisco; rent ≈ 42% of budget.

Remote vs onsite

$102,740$146,051

typical fully-remote benchmark range

Onsite Treasury Analysts in San Francisco earn the local median of $146,051. Fully-remote roles are usually benchmarked between the US median ($102,740) and the local rate — employers increasingly set remote pay by national or regional bands, not your city.

Compare all Treasury Analyst markets →
✓ Reviewed by the Official Salary Data TeamUpdated August 2026Source: BLS OES 2026Confidence: LowMethodology

How to reach the top 25% as a Treasury Analyst in San Francisco

The gap between a typical Treasury Analyst and the top quartile in San Francisco is $53,087/year — about $4,424/month more than the median. Reaching the 75th percentile ($199,138) usually comes down to seniority, in-demand specialisations, and negotiating from real data instead of hoping for a raise.

Treasury Analyst Salary Trend (2019–2024)

BLS OES historical national medians

2019 median
$103K
2024 median
$103K

Source: BLS OEWS 2019–2024. City-level data uses national trend × metro premium.

Education Premium — Treasury Analyst

How degree level affects salary · ACS Census data

High School / GED
-32%
~$99K
Associate's Degree
-15%
~$124K
Bachelor's DegreeBASELINE
~$146K
Master's Degree
+30%
~$190K
Doctoral (PhD)
+22%
~$178K
Professional (MBA/JD/MD)
+52%
~$222K

Source: US Census Bureau ACS PUMS · BLS OES wage data.

Negotiation Deep-Dive

Get your data-backed negotiation opening ask and walking-away floor.

📊Your exact market percentile based on BLS distribution
🎯P75 target + 10% stretch as your opening ask price
🚪Walking-away floor so you know when to move on
San Francisco benchmarks
$146K
Market median
$199K
P75 target
$263K
Top 10%

Negotiation Calculator

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Treasury Analyst in San Francisco — Distribution
P10
$81K
P25
$107K
P50
$146K
P75
$199K
P90
$263K
Enter your salary above to see your negotiation position

California Salary Transparency Law

Effective Jan 1, 2023

Employers with 15+ employees must include pay range in all job postings

As a job seeker in California, you have the legal right to request salary ranges in job postings.

View law →

Data Source & Attribution

Salary data sourced from the U.S. Bureau of Labor Statistics OEWS survey (1.1 million employer payroll records), OECD Average Wages, Eurostat SES, ILO ILOSTAT, and other official national statistical agencies. Data is updated via ISR and reflects the most recent release cycle.

BLS.OEWS.2026.v2

Aug 3, 2026

Full methodology →
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