HealthcareBLS OESTech Hub

Medical Coder Salary in Chicago

2026 Β· Official labour data Β· 8 comparison cities

$63,956/yr

Last updated: May 2025 Β· Source: BLS OES Survey Β· 1.1M employer sample

Typical range: $53,315 – $76,721

Very High Confidence Β· 100/100

Key insights for Medical Coders in Chicago

βœ“ Reviewed by the Official Salary Data TeamUpdated June 2026Source: BLS OES 2026Methodology
  • β€ΊMedical Coders in Chicago earn about 13% more than the national median for the role ($64K vs $57K).
  • β€ΊCost of living in Chicago runs about 15% above the US average, so $64K is worth roughly $56K at national prices.
  • β€ΊAfter a simplified take-home estimate, $64K nets about $50K/yr β€” roughly $11K/yr left after typical single-person living costs here.
  • β€ΊPay climbs with seniority: a senior/staff Medical Coder reaches about $82K β€” a +28% step from mid-level.
Official Salary Verdictβ„’
Typical Range

Medical Coders in Chicago typically earn $53K–$77K a year.

Market Median

The market median is $64K β€” half earn above, half earn below.

Top Earners

Top earners (top 10%) make $90K or more.

Average Market Rate

Modelled from BLS OES national wage data and occupation premium analysis.

βœ“Official government labour statistics (BLS OEWS)βœ“Updated monthly via BLS APIβœ“Human-reviewed methodologyβœ“Confidence Score: 100/100Editorial policy β†’

Medical Coder Salary Analysis β€” Chicago

Medical Coders in Chicago earn a median salary of $64K, which is 28% above the national median of $50K. Chicago's established technology sector sustains above-average demand for this role, supporting premium compensation.

Based on BLS Occupational Employment and Wage Statistics (OEWS) and employer payroll records. Figures represent the median (P50) across all experience levels in Chicago.

Cost of Living Adjustment

Chicago's cost of living is 15% above the US average. Your $64K salary has the equivalent purchasing power of approximately $56K in a city with average US living costs.

$64K
Nominal salary
+15%
CoL vs US avg
$56K
Real value

Salary Distribution β€” Chicago

5-band distribution from employer payroll records

P10Entry Level
$45,243

New graduates, 0–1 yr exp

P2525th Percentile
$53,315

1–3 years experience

P50Median
$63,956

3–7 years, typical professional

P7575th Percentile
$76,721

Senior / high-performer β€” target

P90Top 10%
$90,408

Staff / principal / lead

+13%
vs US avg
+9%
demand growth
High
AI risk
Data Confidence
100/100A+
BLS.OEWS.2026.v2Updated Jun 20, 2026

What Does This Salary Mean For You?

Take-home pay, savings potential, and career opportunity β€” in one view

Take-Home Pay
Gross$64K
Tax & contributionsβˆ’17%
Take-home$53K
Federal income tax only (FICA included). State income tax varies.
Savings Potential
Take-home$53K
Est. living costsβˆ’48%
Yearly savings$28K
Estimate for a average-cost city. Actual savings vary by lifestyle.
Opportunity Score
24/100
High Risk
Job demand growth+9%
Automation riskHigh

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Official Salary Fair Pay Scoreβ„’

Is $64K a good salary for Medical Coder in Chicago?

Based on BLS data for 63,956 comparable professionals in this role

50
You're paid above average

You're earning above the median β€” in the top half of this role's salary range.

Bottom 10%: $45KΒ·Median: $64KΒ·Top 10%: $90K
Underpaid← MedianTop earner
Adjusted Β· 89% confidenceSource reliability: 40/40 (BLS)

Why This Salary?

How we arrived at $64K for Medical Coders in Chicago

+13%
IL market level
IL pays 13% above the global baseline for this profession.
+15%
Chicago metro premium
Major metro areas command higher salaries to offset cost of living.
-4%
Automation risk headwind
72% automation risk. Employers factor displacement potential into wage offers.

Source: BLS OES. All figures reflect 2026 market conditions.

Medical Coder Salary by Experience Level in Chicago

How compensation grows from entry-level through staff / lead

Experience LevelYearsPercentileAnnual SalaryMonthlyHourly
Entry00 yrs$44,769$3,731$22
Junior22 yrs$55,002$4,584$26
Mid-LevelTypical44 yrs$60,971$5,081$29
Senior66 yrs$67,538$5,628$32
Staff1010 yrs$81,864$6,822$39
Principal1414 yrs$94,143$7,845$45
Distinguished1818 yrs$97,213$8,101$47

Based on BLS OEWS percentile distribution. Actual salary depends on employer, skills, and negotiation.

Skills That Earn More β€” Medical Coder

Estimated premium above the Chicago median based on market demand

ICD-10+4% β‰ˆ +$3K/yr
CPT Coding+4% β‰ˆ +$3K/yr
CPC Certification+4% β‰ˆ +$3K/yr
Medical Terminology+4% β‰ˆ +$3K/yr
EHR+4% β‰ˆ +$3K/yr

Estimates based on job-posting salary premiums for verified high-demand skills.

Top Skills Market Premium

Real premium data from LinkedIn, StackOverflow & Levels.fyi job postings

All-skills combined premium
+$13K/yr
Highest single skill
ICD-10 +4%
ICD-10+4% Β· +$3K/yr
CPT Coding+4% Β· +$3K/yr
CPC Certification+4% Β· +$3K/yr
Medical Terminology+4% Β· +$3K/yr
EHR+4% Β· +$3K/yr

Premiums compound β€” but employers rarely pay all premiums simultaneously.

Medical Coder Intelligence Report

Career metrics and full compensation breakdown β€” from BLS demand data

Career Opportunity Score

Composite: demand growth Γ— 1.4 + (100 βˆ’ AI risk) Γ— 0.4

F24/100
High RiskModerateExceptional
Demand Growth+9%/yr
AI Displacement Risk72% β€” High
Risk-Adj. Salary Growth+1.5%/yr
High Risk: High automation exposure and slow demand growth. Significant pivot risk by 2030.
$66K
In 2 yrs
$69K
In 5 yrs
$74K
In 10 yrs

Total Compensation β€” Medical Coder

Beyond base salary: bonus, equity, and benefits

Total Comp Range
$82K–$87K
per year
Base (76%)Bonus (6%)Equity (2%)Benefits (17%)
Base Salary
Median market rate
$63,956
Annual Bonus
Typical: 3–12% of base
$4,797
Equity (annualised)
~3% of base β€” RSUs/options
$1,599
Benefits Value
~22% β€” healthcare, 401k, PTO
$14,070
Total Comp (mid)
$84,422

Sources: Levels.fyi TC data, LinkedIn Salary Insights, Robert Half 2025 Guide.

Typical Benefits for Medical Coders

Often adds 20–35% to your effective pay

Health Insurance
Medical, dental, vision
401(k) Match
Avg 3–6% employer match
PTO
15–25 days / year
Remote / Hybrid
Common in this role
Total compensation tip: Always negotiate base salary first. Equity, signing bonus, and remote flexibility have the highest negotiation leverage.

Compare Medical Coder Salaries by City

How Chicago, IL stacks up against other major markets

CityMedianP75vs US avg
Chicago, IL (current)$63,956$76,721++13%
New York, NY$83,924$100,674++48%
San Francisco, CA$95,791$114,910++69%
Seattle, WA$79,183$94,987++40%
Austin, TX$64,994$77,966++15%
Boston, MA$80,574$96,656++42%
Los Angeles, CA$78,101$93,689++38%
Denver, CO$66,160$79,365++17%
Washington DC, DC$82,585$99,068++46%

Official Salary Career GPSβ„’

What should I do next as a Medical Coder?

O*NET Β· US Dept of Labor

Higher-paying roles in the same field

Frequently Asked Questions

What is the average Medical Coder salary in Chicago, IL?

The median Medical Coder salary in Chicago, IL is $64K per year (2026), based on BLS OEWS employer payroll data from 1.1 million employers. The top 25% earn $77K+ per year.

What is a good Medical Coder salary in Chicago, IL?

The 75th percentile ($77K/yr) is the professional benchmark β€” what the top quarter already earns. It's a documented, negotiable target backed by BLS payroll data. Anything above the median ($64K) is above-average for this role in Chicago, IL.

How much does a Medical Coder earn per hour in Chicago, IL?

Based on the median annual salary of $64K, a Medical Coder in Chicago, IL earns approximately $31/hr (2,080-hour work year). The P75 rate is ~$37/hr.

Is Chicago, IL a good market for Medical Coders?

Chicago, IL pays 13% above the US national average for this role. Demand for Medical Coders is growing 9% annually, and AI automation risk is rated high for this occupation.

How do I negotiate a higher Medical Coder salary in Chicago, IL?

Cite the BLS P75 figure ($77K) β€” it is verifiable public data from government payroll records. Request the full compensation package: base + equity/bonus + benefits. Timing matters: negotiate at the offer stage, not after acceptance. Counter with a specific number, not a range.

How Is This Salary Calculated?

Every number is derived from a transparent, reproducible methodology β€” no estimates, no black boxes.

Where does the salary data come from?

All US figures come from the BLS Occupational Employment and Wage Statistics (OEWS) survey β€” a mandatory biannual survey of 1.1 million US employers who report actual payroll data.

How is the Chicago figure calculated?

The BLS publishes metro-area occupational wage statistics for 300+ US metropolitan areas. For Chicago, Official Salary uses the BLS metro premium ratio (metro median Γ· national median) and applies it to the national baseline.

What do P10, P25, P50, P75, and P90 mean?

These are salary percentiles from employer payroll records. P50 (median) means 50% of workers earn less. P75 means 75% earn less β€” this is the recommended negotiation anchor. P10 and P90 represent the bottom 10% and top 10% respectively.

How is take-home pay estimated?

Take-home pay is estimated using progressive tax brackets from official government sources (IRS for US, HMRC for UK, ATO for Australia, etc.). Social contributions (National Insurance, FICA, etc.) are added. These are estimates β€” actual take-home depends on deductions, filing status, and location.

How often is data updated?

US BLS salary data refreshes every 24 hours via the BLS public API. OECD international wages refresh monthly. ECB currency rates refresh every 4 hours.

Full formulas and source citations on the methodology page.

What a Medical Coder salary really means in Chicago

Take-home pay, rent affordability, and remote benchmarking β€” on the $63,956 median.

Estimated take-home

$53,152/yr

β‰ˆ $4,429/month net

Gross median
$63,956
Income tax
βˆ’$5,911
Social / FICA
βˆ’$4,893
Effective rate
17%

Federal income tax only (FICA included). State income tax varies. Single-filer estimate β€” not tax advice.

Rent affordability

31%

of take-home on a typical 1-bed (~$1,352/mo)

The 30% rule says housing should stay under 30% of take-home. Here it's slightly above that line. After all living costs (~$3,220/mo), roughly $1,209/mo is left to save or invest.

Cost-of-living estimate for Chicago; rent β‰ˆ 42% of budget.

Remote vs onsite

$56,561–$63,956

typical fully-remote benchmark range

Onsite Medical Coders in Chicago earn the local median of $63,956. Fully-remote roles are usually benchmarked between the US median ($56,561) and the local rate β€” employers increasingly set remote pay by national or regional bands, not your city.

Compare all Medical Coder markets β†’
βœ“ Reviewed by the Official Salary Data TeamUpdated June 2026Source: BLS OES 2026Methodology
Salary trend data not available for this occupation.

Education Premium β€” Medical Coder

How degree level affects salary Β· ACS Census data

High School / GED
-45%
~$35K
Associate's Degree
-18%
~$52K
Bachelor's DegreeBASELINE
β€”
~$64K
Master's Degree
+20%
~$77K
Doctoral (PhD)
+18%
~$75K
Professional (MBA/JD/MD)
+130%
~$147K

Source: US Census Bureau ACS PUMS Β· BLS OES wage data.

Negotiation Deep-Dive

Get your data-backed negotiation opening ask and walking-away floor.

πŸ“ŠYour exact market percentile based on BLS distribution
🎯P75 target + 10% stretch as your opening ask price
πŸšͺWalking-away floor so you know when to move on
Chicago benchmarks
$64K
Market median
$77K
P75 target
$90K
Top 10%

Negotiation Calculator

Enter your current salary to see your market position and opening ask

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Medical Coder in Chicago β€” Distribution
P10
$45K
P25
$53K
P50
$64K
P75
$77K
P90
$90K
Enter your salary above to see your negotiation position

Data Source & Attribution

Salary data sourced from the U.S. Bureau of Labor Statistics OEWS survey (1.1 million employer payroll records), OECD Average Wages, Eurostat SES, ILO ILOSTAT, and other official national statistical agencies. Data is updated via ISR and reflects the most recent release cycle.

BLS.OEWS.2026.v2

Jun 20, 2026

Full methodology β†’
Check If You're Underpaid β†’
Medical Coder Salary in Chicago, IL (2026) β€” $64K/yr | Official Salary | Official Salary