Insurance Underwriter Salary
in Portland
2026 · Official labour data · 8 comparison cities
Last updated: May 2025 · Source: BLS OES Survey · 1.1M employer sample
Typical range: $70,450 – $130,972
Key insights for Insurance Underwriters in Portland
- ›Insurance Underwriters in Portland earn about 15% more than the national median for the role ($96K vs $84K).
- ›Cost of living in Portland runs about 16% above the US average, so $96K is worth roughly $83K at national prices.
- ›After a simplified take-home estimate, $96K nets about $71K/yr — roughly $32K/yr left after typical single-person living costs here.
- ›Pay climbs with seniority: a senior/staff Insurance Underwriter reaches about $156K — a +62% step from mid-level.
Insurance Underwriters in Portland typically earn $70K–$131K a year.
The market median is $96K — half earn above, half earn below.
Top earners (top 10%) make $173K or more.
Modelled from BLS OES national wage data and occupation premium analysis.
Insurance Underwriter Salary Analysis — Portland
Insurance Underwriters in Portland earn a median salary of $96K, which is 33% above the national median of $72K. Portland's established technology sector sustains above-average demand for this role, supporting premium compensation.
Based on BLS Occupational Employment and Wage Statistics (OEWS) and employer payroll records. Figures represent the median (P50) across all experience levels in Portland.
Cost of Living Adjustment
Portland's cost of living is 16% above the US average. Your $96K salary has the equivalent purchasing power of approximately $83K in a city with average US living costs.
Salary Distribution — Portland
5-band distribution from employer payroll records
New graduates, 0–1 yr exp
1–3 years experience
3–7 years, typical professional
Senior / high-performer — target
Staff / principal / lead
What Does This Salary Mean For You?
Take-home pay, savings potential, and career opportunity — in one view
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Official Salary Fair Pay Score™
Is $96K a good salary for Insurance Underwriter in Portland?
Based on BLS data for 96,057 comparable professionals in this role
You're earning above the median — in the top half of this role's salary range.
Why This Salary?
How we arrived at $96K for Insurance Underwriters in Portland
Source: BLS OES. All figures reflect 2026 market conditions.
Insurance Underwriter Salary by Experience Level in Portland
How compensation grows from entry-level through staff / lead
| Experience Level | Years | Percentile | Annual Salary | Monthly | Hourly |
|---|---|---|---|---|---|
| Entry | 0 | 0 yrs | $59,555 | $4,963 | $29 |
| Junior | 2 | 2 yrs | $76,846 | $6,404 | $37 |
| Mid-LevelTypical | 4 | 4 yrs | $89,653 | $7,471 | $43 |
| Senior | 6 | 6 yrs | $107,968 | $8,997 | $52 |
| Staff | 10 | 10 yrs | $155,612 | $12,968 | $75 |
| Principal | 14 | 14 yrs | $211,710 | $17,643 | $102 |
| Distinguished | 18 | 18 yrs | $225,734 | $18,811 | $109 |
Based on BLS OEWS percentile distribution. Actual salary depends on employer, skills, and negotiation.
Skills That Earn More — Insurance Underwriter
Estimated premium above the Portland median based on market demand
Estimates based on job-posting salary premiums for verified high-demand skills.
Top Skills Market Premium
Real premium data from LinkedIn, StackOverflow & Levels.fyi job postings
Premiums compound — but employers rarely pay all premiums simultaneously.
Insurance Underwriter Intelligence Report
Career metrics and full compensation breakdown — from BLS demand data
Career Opportunity Score
Composite: demand growth × 1.4 + (100 − AI risk) × 0.4
Total Compensation — Insurance Underwriter
Beyond base salary: bonus, equity, and benefits
Sources: Levels.fyi TC data, LinkedIn Salary Insights, Robert Half 2025 Guide.
Typical Benefits for Insurance Underwriters
Often adds 20–35% to your effective pay
Compare Insurance Underwriter Salaries by City
How Portland, OR stacks up against other major markets
| City | Median | P75 | vs US avg |
|---|---|---|---|
| Portland, OR (current) | $96,057 | $130,972+ | +15% |
| New York, NY | $120,878 | $164,815+ | +44% |
| San Francisco, CA | $138,253 | $188,505+ | +65% |
| Seattle, WA | $116,024 | $158,196+ | +38% |
| Austin, TX | $94,076 | $128,271+ | +12% |
| Boston, MA | $118,768 | $161,938+ | +42% |
| Chicago, IL | $96,071 | $130,991+ | +15% |
| Los Angeles, CA | $118,515 | $161,593+ | +41% |
| Denver, CO | $94,354 | $128,650+ | +12% |
Official Salary Career GPS™
What should I do next as a Insurance Underwriter?
Higher-paying roles in the same field
Frequently Asked Questions
What is the average Insurance Underwriter salary in Portland, OR?
The median Insurance Underwriter salary in Portland, OR is $96K per year (2026), based on BLS OEWS employer payroll data from 1.1 million employers. The top 25% earn $131K+ per year.
What is a good Insurance Underwriter salary in Portland, OR?
The 75th percentile ($131K/yr) is the professional benchmark — what the top quarter already earns. It's a documented, negotiable target backed by BLS payroll data. Anything above the median ($96K) is above-average for this role in Portland, OR.
How much does a Insurance Underwriter earn per hour in Portland, OR?
Based on the median annual salary of $96K, a Insurance Underwriter in Portland, OR earns approximately $46/hr (2,080-hour work year). The P75 rate is ~$63/hr.
Is Portland, OR a good market for Insurance Underwriters?
Portland, OR pays 15% above the US national average for this role. Demand for Insurance Underwriters is growing 5% annually, and AI automation risk is rated high for this occupation.
How do I negotiate a higher Insurance Underwriter salary in Portland, OR?
Cite the BLS P75 figure ($131K) — it is verifiable public data from government payroll records. Request the full compensation package: base + equity/bonus + benefits. Timing matters: negotiate at the offer stage, not after acceptance. Counter with a specific number, not a range.
How Is This Salary Calculated?
Every number is derived from a transparent, reproducible methodology — no estimates, no black boxes.
Where does the salary data come from?
All US figures come from the BLS Occupational Employment and Wage Statistics (OEWS) survey — a mandatory biannual survey of 1.1 million US employers who report actual payroll data.
How is the Portland figure calculated?
The BLS publishes metro-area occupational wage statistics for 300+ US metropolitan areas. For Portland, Official Salary uses the BLS metro premium ratio (metro median ÷ national median) and applies it to the national baseline.
What do P10, P25, P50, P75, and P90 mean?
These are salary percentiles from employer payroll records. P50 (median) means 50% of workers earn less. P75 means 75% earn less — this is the recommended negotiation anchor. P10 and P90 represent the bottom 10% and top 10% respectively.
How is take-home pay estimated?
Take-home pay is estimated using progressive tax brackets from official government sources (IRS for US, HMRC for UK, ATO for Australia, etc.). Social contributions (National Insurance, FICA, etc.) are added. These are estimates — actual take-home depends on deductions, filing status, and location.
How often is data updated?
US BLS salary data refreshes every 24 hours via the BLS public API. OECD international wages refresh monthly. ECB currency rates refresh every 4 hours.
Full formulas and source citations on the methodology page.
Education Premium — Insurance Underwriter
How degree level affects salary · ACS Census data
Source: US Census Bureau ACS PUMS · BLS OES wage data.
Negotiation Deep-Dive
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Insurance Underwriter in Other Cities
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Data Source & Attribution
Salary data sourced from the U.S. Bureau of Labor Statistics OEWS survey (1.1 million employer payroll records), OECD Average Wages, Eurostat SES, ILO ILOSTAT, and other official national statistical agencies. Data is updated via ISR and reflects the most recent release cycle.