FinanceBLS OES

Chief Financial Officer Salary in San Antonio

2026 · Official labour data · 8 comparison cities

$148,367/yr

Last updated: July 2026 · Source: BLS OES Survey · 1.1M employer sample

Typical range: $108,815 $202,295

Very High Confidence · 100/100

How much does a Chief Financial Officer make in San Antonio, TX?

A Chief Financial Officer in San Antonio earns a median of $148,367/year (about $71/hour). Most earn between $108,815 (25th percentile) and $202,295 (75th percentile); top earners (90th percentile) make $267,577 or more — 11% below the US average. Figures are from BLS employer payroll data, not self-reports.

$82,267
Entry (P10)
$148,367
Median (P50)
$202,295
Top 25% (P75)
$267,577
Top 10% (P90)

Understanding these Chief Financial Officer salary numbers

We report percentiles, not a single average, because pay isn't evenly spread — a handful of very high earners would drag an average upward and mislead you. Here's exactly what each figure means.

Median (P50) — $148,367

Half of Chief Financial Officers in San Antonio earn more than this and half earn less. It's the most honest "typical" salary — better than an average, which gets skewed by a few top earners.

25th percentile (P25) — $108,815

The lower end of the typical range: 75% of Chief Financial Officers earn more than this. It's common for early-career roles or lower-cost employers. Earning below it is grounds to negotiate.

75th percentile (P75) — $202,295

Your negotiation target: only 25% of Chief Financial Officers earn above it. Reaching P75 usually means seniority, in-demand specialisations, or simply negotiating from data. See how to negotiate.

90th percentile (P90) — $267,577

Top earners: only 10% of Chief Financial Officers make this or more — typically senior, highly specialised, or at the best-paying employers.

Gross vs after-tax pay

These figures are gross (before tax). What actually reaches your account depends on your country, state, and deductions. Estimate your net with the take-home calculator.

National vs San Antonio pay

City figures apply the local market premium to BLS data, so San Antonio differs from the US average by -11%. A higher number isn't always better once cost of living is counted.

Hourly rate — $71/hr

The hourly figure is the annual median divided by 2,080 (40 hours × 52 weeks). If you regularly work more than 40 hours, your real hourly rate is lower than this. Convert any salary with the salary calculator.

Why this differs from Glassdoor or Payscale

Those sites publish what people say they earn (self-reports), which skew high because higher earners report more often. Our figures come from mandatory employer payroll records (BLS OEWS), so they reflect the whole market — not just a vocal subset.

How current and reliable is this number?

This page carries a confidence score of 100/100, based on the data source and coverage. US figures track the latest BLS release and refresh automatically; international figures use OECD/ILO data. See the changelog for live data freshness.

What counts as a "good" Chief Financial Officer salary in San Antonio?

Around the median ($148,367) is solid and $202,295+ is strong — but "good" really depends on local costs. Check what the number is actually worth with the good-salary breakdown for San Antonio.

Still curious how we get these numbers? Every figure is traceable to a primary source — see the full methodology and data sources.

Cite or reuse this data

Chief Financial Officer salary in San Antonio, TX: median $148,367 (P75 $202,295), per BLS OEWS via Official Salary, 2026.

Free JSON: /api/salary?job=chief-financial-officer&city=san-antonio — no key. API & widgets →

Key insights for Chief Financial Officers in San Antonio

✓ Reviewed by the Official Salary Data TeamUpdated July 2026Source: BLS OES 2026Confidence: LowMethodology
  • Chief Financial Officers in San Antonio earn about 11% less than the national median for the role ($148K vs $167K).
  • Cost of living in San Antonio runs about 12% below the US average, so $148K is worth roughly $169K at national prices.
  • After a simplified take-home estimate, $148K nets about $104K/yr — roughly $74K/yr left after typical single-person living costs here.
  • Pay climbs with seniority: a senior/staff Chief Financial Officer reaches about $240K — a +62% step from mid-level.
Official Salary Verdict™
Typical Range

Chief Financial Officers in San Antonio typically earn $109K–$202K a year.

Market Median

The market median is $148K — half earn above, half earn below.

Top Earners

Top earners (top 10%) make $268K or more.

High-Paying Role

Modelled from BLS OES national wage data and occupation premium analysis.

Official government labour statistics (BLS OEWS)Updated monthly via BLS APIHuman-reviewed methodologyConfidence Score: 100/100Editorial policy →

Chief Financial Officer Salary Analysis — San Antonio

Chief Financial Officers in San Antonio earn a median salary of $148K, which is 11% below the national median of $167K. A more competitive regional labour market keeps wages below the national baseline.

Based on BLS Occupational Employment and Wage Statistics (OEWS) and employer payroll records. Figures represent the median (P50) across all experience levels in San Antonio.

Cost of Living Adjustment

San Antonio's cost of living is 12% below the US average. Your $148K salary has the equivalent purchasing power of approximately $169K in a city with average US living costs.

$148K
Nominal salary
-12%
CoL vs US avg
$169K
Real value

Salary Distribution — San Antonio

5-band distribution from employer payroll records

P10Entry Level
$82,267

New graduates, 0–1 yr exp

P2525th Percentile
$108,815

1–3 years experience

P50Median
$148,367

3–7 years, typical professional

P7575th Percentile
$202,295

Senior / high-performer — target

P90Top 10%
$267,577

Staff / principal / lead

Chief Financial Officer salary chart for San Antonio, TX, 2026: median $148K, top 25% earn $202K+, from BLS employer payroll data
Chief Financial Officer pay in San Antonio — free to share with attributionDownload chart
-11%
vs US avg
+5%
demand growth
Low
AI risk
Data Confidence
100/100A+
BLS.OEWS.2026.v2Updated Jul 2, 2026

Are You Being Underpaid?

Enter your current salary to see your exact market percentile in San Antonio

Am I Underpaid?

Enter your current salary to see where you stand

$

Your salary is never stored or transmitted. Calculation runs locally in your browser.

Official Salary Fair Pay Score™

Is $148K a good salary for Chief Financial Officer in San Antonio?

Based on BLS data for 148,367 comparable professionals in this role

50
You're paid above average

You're earning above the median — in the top half of this role's salary range.

Bottom 10%: $82K·Median: $148K·Top 10%: $268K
Underpaid← MedianTop earner
Adjusted · 89% confidenceSource reliability: 40/40 (BLS)

Why This Salary?

How we arrived at $148K for Chief Financial Officers in San Antonio

-11%
TX market level
TX pays 11% below the global baseline — lower cost of living often offsets this.
-12%
San Antonio metro premium
This city has a lower cost of living, reflected in typical salary ranges.

Source: BLS OES. All figures reflect 2026 market conditions.

Chief Financial Officer Salary by Experience Level in San Antonio

How compensation grows from entry-level through staff / lead

Experience LevelYearsPercentileAnnual SalaryMonthlyHourly
Entry00 yrs$91,988$7,666$44
Junior22 yrs$118,694$9,891$57
Mid-LevelTypical44 yrs$138,476$11,540$67
Senior66 yrs$166,765$13,897$80
Staff1010 yrs$240,355$20,030$116
Principal1414 yrs$327,001$27,250$157
Distinguished1818 yrs$348,662$29,055$168

Based on BLS OEWS percentile distribution. Actual salary depends on employer, skills, and negotiation.

Skills That Earn More — Chief Financial Officer

Estimated premium above the San Antonio median based on market demand

Financial Strategy+4% ≈ +$6K/yr
GAAP+5% ≈ +$7K/yr
M&A+20% ≈ +$30K/yr
Investor Relations+4% ≈ +$6K/yr
Fundraising+4% ≈ +$6K/yr

Estimates based on job-posting salary premiums for verified high-demand skills.

Chief Financial Officer Intelligence Report

Career metrics and full compensation breakdown — from BLS demand data

Career Opportunity Score

Composite: demand growth × 1.4 + (100 − AI risk) × 0.4

D40/100
High RiskModerateExceptional
Demand Growth+5%/yr
AI Displacement Risk18% — Low
Risk-Adj. Salary Growth+1.5%/yr
Below Average: Moderate risk from automation. Consider adjacent skills to broaden earning power.
$153K
In 2 yrs
$160K
In 5 yrs
$172K
In 10 yrs

Total Compensation — Chief Financial Officer

Beyond base salary: bonus, equity, and benefits

Total Comp Range
$229K$348K
per year
Base (51%)Bonus (31%)Equity (6%)Benefits (11%)
Base Salary
Median market rate
$148,367
Annual Bonus
Typical: 20–100% of base
$89,020
Equity (annualised)
~13% of base — RSUs/options
$18,546
Benefits Value
~22% — healthcare, 401k, PTO
$32,641
Total Comp (mid)
$288,574

Bonus, equity, and benefits are modelled estimates from category norms (not scraped from any single employer); base is BLS. Actual total comp varies by employer, level, and negotiation.

Typical Benefits for Chief Financial Officers

— show

Often adds 20–35% to your effective pay

Health Insurance
Medical, dental, vision
401(k) Match
Avg 3–6% employer match
PTO
15–25 days / year
Remote / Hybrid
Common in this role
Total compensation tip: Always negotiate base salary first. Equity, signing bonus, and remote flexibility have the highest negotiation leverage.

Compare Chief Financial Officer Salaries by City

How San Antonio, TX stacks up against other major markets

CityMedianP75vs US avg
San Antonio, TX (current)$148,367$202,295+-11%
New York, NY$198,791$271,047++19%
San Francisco, CA$247,058$336,859++48%
Seattle, WA$230,837$314,742++39%
Austin, TX$190,160$259,279++14%
Boston, MA$212,364$289,554++27%
Chicago, IL$173,541$236,620++4%
Los Angeles, CA$185,884$253,449++12%
Denver, CO$203,705$277,748++22%

Official Salary Career GPS™

What should I do next as a Chief Financial Officer?

O*NET · US Dept of Labor

Career path data not available for this occupation.

Frequently Asked Questions

What is the average Chief Financial Officer salary in San Antonio, TX?

The median Chief Financial Officer salary in San Antonio, TX is $148K per year (2026), based on BLS OEWS employer payroll data from 1.1 million employers. The top 25% earn $202K+ per year.

What is a good Chief Financial Officer salary in San Antonio, TX?

The 75th percentile ($202K/yr) is the professional benchmark — what the top quarter already earns. It's a documented, negotiable target backed by BLS payroll data. Anything above the median ($148K) is above-average for this role in San Antonio, TX.

How much does a Chief Financial Officer earn per hour in San Antonio, TX?

Based on the median annual salary of $148K, a Chief Financial Officer in San Antonio, TX earns approximately $71/hr (2,080-hour work year). The P75 rate is ~$97/hr.

Is San Antonio, TX a good market for Chief Financial Officers?

San Antonio, TX pays 11% below the US national average for this role. Demand for Chief Financial Officers is growing 5% annually, and AI automation risk is rated low for this occupation.

How do I negotiate a higher Chief Financial Officer salary in San Antonio, TX?

Cite the BLS P75 figure ($202K) — it is verifiable public data from government payroll records. Request the full compensation package: base + equity/bonus + benefits. Timing matters: negotiate at the offer stage, not after acceptance. Counter with a specific number, not a range.

What is the entry-level Chief Financial Officer salary in San Antonio, TX?

Entry-level Chief Financial Officers in San Antonio, TX (10th–25th percentile) earn roughly $82K–$109K per year, rising toward the $148K median with experience and in-demand skills.

What does a senior Chief Financial Officer earn in San Antonio, TX?

Senior Chief Financial Officers in San Antonio, TX — the top quartile up to the 90th percentile — earn about $202K–$268K per year, with the top 10% making $268K+.

How Is This Salary Calculated?

Every number is derived from a transparent, reproducible methodology — no estimates, no black boxes.

Where does the salary data come from?

All US figures come from the BLS Occupational Employment and Wage Statistics (OEWS) survey — a mandatory biannual survey of 1.1 million US employers who report actual payroll data.

How is the San Antonio figure calculated?

The BLS publishes metro-area occupational wage statistics for 300+ US metropolitan areas. For San Antonio, Official Salary uses the BLS metro premium ratio (metro median ÷ national median) and applies it to the national baseline.

What do P10, P25, P50, P75, and P90 mean?

These are salary percentiles from employer payroll records. P50 (median) means 50% of workers earn less. P75 means 75% earn less — this is the recommended negotiation anchor. P10 and P90 represent the bottom 10% and top 10% respectively.

How is take-home pay estimated?

Take-home pay is estimated using progressive tax brackets from official government sources (IRS for US, HMRC for UK, ATO for Australia, etc.). Social contributions (National Insurance, FICA, etc.) are added. These are estimates — actual take-home depends on deductions, filing status, and location.

How often is data updated?

US BLS salary data refreshes every 24 hours via the BLS public API. OECD international wages refresh monthly. ECB currency rates refresh every 4 hours.

Full formulas and source citations on the methodology page.

What a Chief Financial Officer salary really means in San Antonio

Take-home pay, rent affordability, and remote benchmarking — on the $148,367 median.

Estimated take-home

$111,870/yr

$9,323/month net

Gross median
$148,367
Income tax
$25,147
Social / FICA
$11,350
Effective rate
25%

Federal income tax only (FICA included). State income tax varies. Single-filer estimate — not tax advice.

Rent affordability

11%

of take-home on a typical 1-bed (~$1,033/mo)

The 30% rule says housing should stay under 30% of take-home. Here it's comfortably within that line. After all living costs (~$2,460/mo), roughly $6,863/mo is left to save or invest.

Cost-of-living estimate for San Antonio; rent ≈ 42% of budget.

Remote vs onsite

$148,367$166,570

typical fully-remote benchmark range

Onsite Chief Financial Officers in San Antonio earn the local median of $148,367. Fully-remote roles are usually benchmarked between the US median ($166,570) and the local rate — employers increasingly set remote pay by national or regional bands, not your city.

Compare all Chief Financial Officer markets →
✓ Reviewed by the Official Salary Data TeamUpdated July 2026Source: BLS OES 2026Confidence: LowMethodology

How to reach the top 25% as a Chief Financial Officer in San Antonio

The gap between a typical Chief Financial Officer and the top quartile in San Antonio is $53,928/year — about $4,494/month more than the median. Reaching the 75th percentile ($202,295) usually comes down to seniority, in-demand specialisations, and negotiating from real data instead of hoping for a raise.

Chief Financial Officer Salary Trend (2019–2024)

BLS OES historical national medians

2019 median
$167K
2024 median
$167K

Source: BLS OEWS 2019–2024. City-level data uses national trend × metro premium.

Education Premium — Chief Financial Officer

How degree level affects salary · ACS Census data

High School / GED
-32%
~$101K
Associate's Degree
-15%
~$126K
Bachelor's DegreeBASELINE
~$148K
Master's Degree
+30%
~$193K
Doctoral (PhD)
+22%
~$181K
Professional (MBA/JD/MD)
+52%
~$226K

Source: US Census Bureau ACS PUMS · BLS OES wage data.

Negotiation Deep-Dive

Get your data-backed negotiation opening ask and walking-away floor.

📊Your exact market percentile based on BLS distribution
🎯P75 target + 10% stretch as your opening ask price
🚪Walking-away floor so you know when to move on
San Antonio benchmarks
$148K
Market median
$202K
P75 target
$268K
Top 10%

Negotiation Calculator

Enter your current salary to see your market position and opening ask

$
Chief Financial Officer in San Antonio — Distribution
P10
$82K
P25
$109K
P50
$148K
P75
$202K
P90
$268K
Enter your salary above to see your negotiation position

Data Source & Attribution

Salary data sourced from the U.S. Bureau of Labor Statistics OEWS survey (1.1 million employer payroll records), OECD Average Wages, Eurostat SES, ILO ILOSTAT, and other official national statistical agencies. Data is updated via ISR and reflects the most recent release cycle.

BLS.OEWS.2026.v2

Jul 2, 2026

Full methodology →
Check If You're Underpaid →