Salary Comparison

Software Engineer Salary:
New York, NY vs Austin, TX

Side-by-side gross salary, after-tax take-home pay, and purchasing power comparison. Updated June 2026.

New York, NY
$208,353
/ year
+30%
difference
Austin, TX
$159,836
/ year
Bottom line: New York wins on all three metrics โ€” higher salary, more take-home pay, and greater purchasing power. How is this calculated? โ†’
Metric
New York
Austin
Median Gross Salary
Annual, before tax
$208,353โœ“ higher
$159,836
Entry Level
0โ€“2 years experience
$134,741โœ“ higher
$103,365
Senior Level
8+ years experience
$322,181โœ“ higher
$247,158
Est. Take-Home Pay
After income tax + FICA
$139,502โœ“ higher
$107,181
Purchasing Power
Equivalent in median-CoL city
$143,692โœ“ higher
$142,711
Cost of Living Index
Relative to US median (1.00)
1.45ร—
1.12ร—โœ“ lower
Percentile 10 (Low)
Bottom 10% of earners
$134,741โœ“ higher
$103,365
Percentile 90 (High)
Top 10% of earners
$322,181โœ“ higher
$247,158

What if you move from New York to Austin?

Gross salary change
$48,517
30% decrease
Take-home change
$32,321
per year after tax
Purchasing power change
$981
equivalent real income

Take-home pay is estimated using 2024 US federal tax brackets (single filer) + 7.65% FICA, or a blended international effective rate. Purchasing power converts gross salary to an equivalent in a US median cost-of-living city (index 1.00ร—). Full methodology โ†’

Salary Range Comparison

New York, NY$208,353
P10: $134,741Median: $208,353P90: $322,181
Austin, TX$159,836
P10: $103,365Median: $159,836P90: $247,158

Frequently Asked Questions

โ–ถDoes a Software Engineer earn more in New York or Austin?

The median Software Engineer salary in New York, NY is $208,353/yr compared to $159,836/yr in Austin, TX. New York pays 30% more in gross terms.

โ–ถIs a Software Engineer salary worth more in New York or Austin after cost of living?

After adjusting for local cost of living, your New York salary has the purchasing power of $143,692/yr in a median-cost city, vs $142,711/yr for Austin. New York offers stronger real purchasing power.

โ–ถWhat is the take-home pay for a Software Engineer in New York vs Austin?

After estimated taxes, a Software Engineer in New York, NY takes home approximately $139,502/yr, vs $107,181/yr in Austin, TX. These are estimates based on standard federal tax rates and do not account for state/local taxes or deductions.