Salary Comparison

Software Engineer Salary:
Miami, FL vs San Antonio, TX

Side-by-side gross salary, after-tax take-home pay, and purchasing power comparison. Updated June 2026.

Miami, FL
$172,124
/ year
+32%
difference
San Antonio, TX
$130,432
/ year
Bottom line: San Antonio offers better purchasing power despite Miami paying more gross. How is this calculated? →
Metric
Miami
San Antonio
Median Gross Salary
Annual, before tax
$172,124✓ higher
$130,432
Entry Level
0–2 years experience
$111,312✓ higher
$84,350
Senior Level
8+ years experience
$266,159✓ higher
$201,690
Est. Take-Home Pay
After income tax + FICA
$114,866✓ higher
$89,435
Purchasing Power
Equivalent in median-CoL city
$143,437
$148,218✓ higher
Cost of Living Index
Relative to US median (1.00)
1.20×
0.88×✓ lower
Percentile 10 (Low)
Bottom 10% of earners
$111,312✓ higher
$84,350
Percentile 90 (High)
Top 10% of earners
$266,159✓ higher
$201,690

What if you move from Miami to San Antonio?

Gross salary change
$41,692
32% decrease
Take-home change
$25,431
per year after tax
Purchasing power change
+$4,781
equivalent real income

Take-home pay is estimated using 2024 US federal tax brackets (single filer) + 7.65% FICA, or a blended international effective rate. Purchasing power converts gross salary to an equivalent in a US median cost-of-living city (index 1.00×). Full methodology →

Salary Range Comparison

Miami, FL$172,124
P10: $111,312Median: $172,124P90: $266,159
San Antonio, TX$130,432
P10: $84,350Median: $130,432P90: $201,690

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Frequently Asked Questions

▶Does a Software Engineer earn more in Miami or San Antonio?

The median Software Engineer salary in Miami, FL is $172,124/yr compared to $130,432/yr in San Antonio, TX. Miami pays 32% more in gross terms.

▶Is a Software Engineer salary worth more in Miami or San Antonio after cost of living?

After adjusting for local cost of living, your Miami salary has the purchasing power of $143,437/yr in a median-cost city, vs $148,218/yr for San Antonio. San Antonio offers stronger real purchasing power.

▶What is the take-home pay for a Software Engineer in Miami vs San Antonio?

After estimated taxes, a Software Engineer in Miami, FL takes home approximately $114,866/yr, vs $89,435/yr in San Antonio, TX. These are estimates based on standard federal tax rates and do not account for state/local taxes or deductions.