Salary Comparison

Software Engineer Salary:
Boston, MA vs Chicago, IL

Side-by-side gross salary, after-tax take-home pay, and purchasing power comparison. Updated June 2026.

Boston, MA
$202,539
/ year
+18%
difference
Chicago, IL
$172,147
/ year
Bottom line: Chicago offers better purchasing power despite Boston paying more gross. How is this calculated? →
Metric
Boston
Chicago
Median Gross Salary
Annual, before tax
$202,539✓ higher
$172,147
Entry Level
0–2 years experience
$130,981✓ higher
$111,327
Senior Level
8+ years experience
$313,191✓ higher
$266,195
Est. Take-Home Pay
After income tax + FICA
$135,548✓ higher
$114,882
Purchasing Power
Equivalent in median-CoL city
$144,671
$149,693✓ higher
Cost of Living Index
Relative to US median (1.00)
1.40×
1.15×✓ lower
Percentile 10 (Low)
Bottom 10% of earners
$130,981✓ higher
$111,327
Percentile 90 (High)
Top 10% of earners
$313,191✓ higher
$266,195

What if you move from Boston to Chicago?

Gross salary change
$30,392
18% decrease
Take-home change
$20,666
per year after tax
Purchasing power change
+$5,022
equivalent real income

Take-home pay is estimated using 2024 US federal tax brackets (single filer) + 7.65% FICA, or a blended international effective rate. Purchasing power converts gross salary to an equivalent in a US median cost-of-living city (index 1.00×). Full methodology →

Salary Range Comparison

Boston, MA$202,539
P10: $130,981Median: $202,539P90: $313,191
Chicago, IL$172,147
P10: $111,327Median: $172,147P90: $266,195

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Frequently Asked Questions

▶Does a Software Engineer earn more in Boston or Chicago?

The median Software Engineer salary in Boston, MA is $202,539/yr compared to $172,147/yr in Chicago, IL. Boston pays 18% more in gross terms.

▶Is a Software Engineer salary worth more in Boston or Chicago after cost of living?

After adjusting for local cost of living, your Boston salary has the purchasing power of $144,671/yr in a median-cost city, vs $149,693/yr for Chicago. Chicago offers stronger real purchasing power.

▶What is the take-home pay for a Software Engineer in Boston vs Chicago?

After estimated taxes, a Software Engineer in Boston, MA takes home approximately $135,548/yr, vs $114,882/yr in Chicago, IL. These are estimates based on standard federal tax rates and do not account for state/local taxes or deductions.