Salary Comparison

Security Engineer Salary:
San Francisco, CA vs Phoenix, AZ

Side-by-side gross salary, after-tax take-home pay, and purchasing power comparison. Updated June 2026.

San Francisco, CA
$264,828
/ year
+76%
difference
Phoenix, AZ
$150,231
/ year
Bottom line: San Francisco wins on all three metrics โ€” higher salary, more take-home pay, and greater purchasing power. How is this calculated? โ†’
Metric
San Francisco
Phoenix
Median Gross Salary
Annual, before tax
$264,828โœ“ higher
$150,231
Entry Level
0โ€“2 years experience
$171,263โœ“ higher
$97,154
Senior Level
8+ years experience
$409,510โœ“ higher
$232,306
Est. Take-Home Pay
After income tax + FICA
$176,897โœ“ higher
$101,384
Purchasing Power
Equivalent in median-CoL city
$157,636โœ“ higher
$154,877
Cost of Living Index
Relative to US median (1.00)
1.68ร—
0.97ร—โœ“ lower
Percentile 10 (Low)
Bottom 10% of earners
$171,263โœ“ higher
$97,154
Percentile 90 (High)
Top 10% of earners
$409,510โœ“ higher
$232,306

What if you move from San Francisco to Phoenix?

Gross salary change
$114,597
76% decrease
Take-home change
$75,513
per year after tax
Purchasing power change
$2,759
equivalent real income

Take-home pay is estimated using 2024 US federal tax brackets (single filer) + 7.65% FICA, or a blended international effective rate. Purchasing power converts gross salary to an equivalent in a US median cost-of-living city (index 1.00ร—). Full methodology โ†’

Salary Range Comparison

San Francisco, CA$264,828
P10: $171,263Median: $264,828P90: $409,510
Phoenix, AZ$150,231
P10: $97,154Median: $150,231P90: $232,306

Frequently Asked Questions

โ–ถDoes a Security Engineer earn more in San Francisco or Phoenix?

The median Security Engineer salary in San Francisco, CA is $264,828/yr compared to $150,231/yr in Phoenix, AZ. San Francisco pays 76% more in gross terms.

โ–ถIs a Security Engineer salary worth more in San Francisco or Phoenix after cost of living?

After adjusting for local cost of living, your San Francisco salary has the purchasing power of $157,636/yr in a median-cost city, vs $154,877/yr for Phoenix. San Francisco offers stronger real purchasing power.

โ–ถWhat is the take-home pay for a Security Engineer in San Francisco vs Phoenix?

After estimated taxes, a Security Engineer in San Francisco, CA takes home approximately $176,897/yr, vs $101,384/yr in Phoenix, AZ. These are estimates based on standard federal tax rates and do not account for state/local taxes or deductions.