Salary Comparison

Machine Learning Engineer Salary:
San Francisco, CA vs Toronto

Side-by-side gross salary, after-tax take-home pay, and purchasing power comparison. Updated June 2026.

San Francisco, CA
$281,690
/ year
+185%
difference
Toronto
$98,724
/ year
Bottom line: San Francisco wins on all three metrics — higher salary, more take-home pay, and greater purchasing power. How is this calculated? →
Metric
San Francisco
Toronto
Median Gross Salary
Annual, before tax
$281,690✓ higher
$98,724
Entry Level
0–2 years experience
$182,168✓ higher
$65,502
Senior Level
8+ years experience
$435,584✓ higher
$148,795
Est. Take-Home Pay
After income tax + FICA
$187,858✓ higher
$67,132
Purchasing Power
Equivalent in median-CoL city
$167,673✓ higher
$78,979
Cost of Living Index
Relative to US median (1.00)
1.68×
1.25×✓ lower
Percentile 10 (Low)
Bottom 10% of earners
$182,168✓ higher
$89,083
Percentile 90 (High)
Top 10% of earners
$435,584✓ higher
$202,361

What if you move from San Francisco to Toronto?

Gross salary change
$182,966
185% decrease
Take-home change
$120,726
per year after tax
Purchasing power change
$88,694
equivalent real income

Take-home pay is estimated using 2024 US federal tax brackets (single filer) + 7.65% FICA, or a blended international effective rate. Purchasing power converts gross salary to an equivalent in a US median cost-of-living city (index 1.00×). Full methodology →

Salary Range Comparison

San Francisco, CA$281,690
P10: $182,168Median: $281,690P90: $435,584
Toronto$98,724
P10: $89,083Median: $98,724P90: $202,361

More Machine Learning Engineer salary comparisons

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Frequently Asked Questions

▶Does a Machine Learning Engineer earn more in San Francisco or Toronto?

The median Machine Learning Engineer salary in San Francisco, CA is $281,690/yr compared to CA$134,265/yr in Toronto. San Francisco pays 185% more in gross terms.

▶Is a Machine Learning Engineer salary worth more in San Francisco or Toronto after cost of living?

After adjusting for local cost of living, your San Francisco salary has the purchasing power of $167,673/yr in a median-cost city, vs $78,979/yr for Toronto. San Francisco offers stronger real purchasing power.

▶What is the take-home pay for a Machine Learning Engineer in San Francisco vs Toronto?

After estimated taxes, a Machine Learning Engineer in San Francisco, CA takes home approximately $187,858/yr, vs $67,132/yr in Toronto. These are estimates based on standard federal tax rates and do not account for state/local taxes or deductions.