Salary Comparison

Machine Learning Engineer Salary:
Chicago, IL vs San Antonio, TX

Side-by-side gross salary, after-tax take-home pay, and purchasing power comparison. Updated June 2026.

Chicago, IL
$195,637
/ year
+30%
difference
San Antonio, TX
$150,432
/ year
Bottom line: San Antonio offers better purchasing power despite Chicago paying more gross. How is this calculated? →
Metric
Chicago
San Antonio
Median Gross Salary
Annual, before tax
$195,637✓ higher
$150,432
Entry Level
0–2 years experience
$126,518✓ higher
$97,284
Senior Level
8+ years experience
$302,518✓ higher
$232,616
Est. Take-Home Pay
After income tax + FICA
$130,855✓ higher
$101,505
Purchasing Power
Equivalent in median-CoL city
$170,119
$170,945✓ higher
Cost of Living Index
Relative to US median (1.00)
1.15×
0.88×✓ lower
Percentile 10 (Low)
Bottom 10% of earners
$126,518✓ higher
$97,284
Percentile 90 (High)
Top 10% of earners
$302,518✓ higher
$232,616

What if you move from Chicago to San Antonio?

Gross salary change
$45,205
30% decrease
Take-home change
$29,350
per year after tax
Purchasing power change
+$826
equivalent real income

Take-home pay is estimated using 2024 US federal tax brackets (single filer) + 7.65% FICA, or a blended international effective rate. Purchasing power converts gross salary to an equivalent in a US median cost-of-living city (index 1.00×). Full methodology →

Salary Range Comparison

Chicago, IL$195,637
P10: $126,518Median: $195,637P90: $302,518
San Antonio, TX$150,432
P10: $97,284Median: $150,432P90: $232,616

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Frequently Asked Questions

▶Does a Machine Learning Engineer earn more in Chicago or San Antonio?

The median Machine Learning Engineer salary in Chicago, IL is $195,637/yr compared to $150,432/yr in San Antonio, TX. Chicago pays 30% more in gross terms.

▶Is a Machine Learning Engineer salary worth more in Chicago or San Antonio after cost of living?

After adjusting for local cost of living, your Chicago salary has the purchasing power of $170,119/yr in a median-cost city, vs $170,945/yr for San Antonio. San Antonio offers stronger real purchasing power.

▶What is the take-home pay for a Machine Learning Engineer in Chicago vs San Antonio?

After estimated taxes, a Machine Learning Engineer in Chicago, IL takes home approximately $130,855/yr, vs $101,505/yr in San Antonio, TX. These are estimates based on standard federal tax rates and do not account for state/local taxes or deductions.