Salary Comparison

Full Stack Developer Salary:
San Francisco, CA vs Toronto

Side-by-side gross salary, after-tax take-home pay, and purchasing power comparison. Updated June 2026.

San Francisco, CA
$193,954
/ year
+109%
difference
Toronto
$92,759
/ year
Bottom line: San Francisco wins on all three metrics — higher salary, more take-home pay, and greater purchasing power. How is this calculated? →
Metric
San Francisco
Toronto
Median Gross Salary
Annual, before tax
$193,954✓ higher
$92,759
Entry Level
0–2 years experience
$125,429✓ higher
$61,545
Senior Level
8+ years experience
$299,916✓ higher
$139,804
Est. Take-Home Pay
After income tax + FICA
$129,710✓ higher
$63,076
Purchasing Power
Equivalent in median-CoL city
$115,449✓ higher
$74,207
Cost of Living Index
Relative to US median (1.00)
1.68×
1.25×✓ lower
Percentile 10 (Low)
Bottom 10% of earners
$125,429✓ higher
$83,701
Percentile 90 (High)
Top 10% of earners
$299,916✓ higher
$190,133

What if you move from San Francisco to Toronto?

Gross salary change
$101,195
109% decrease
Take-home change
$66,634
per year after tax
Purchasing power change
$41,242
equivalent real income

Take-home pay is estimated using 2024 US federal tax brackets (single filer) + 7.65% FICA, or a blended international effective rate. Purchasing power converts gross salary to an equivalent in a US median cost-of-living city (index 1.00×). Full methodology →

Salary Range Comparison

San Francisco, CA$193,954
P10: $125,429Median: $193,954P90: $299,916
Toronto$92,759
P10: $83,701Median: $92,759P90: $190,133

More Full Stack Developer salary comparisons

San Francisco vs New YorkSan Francisco vs Los AngelesSan Francisco vs ChicagoSan Francisco vs HoustonSan Francisco vs PhoenixSan Francisco vs PhiladelphiaToronto vs VancouverToronto vs MontrealToronto vs CalgaryToronto vs OttawaAll Full Stack Developer salaries →

Frequently Asked Questions

▶Does a Full Stack Developer earn more in San Francisco or Toronto?

The median Full Stack Developer salary in San Francisco, CA is $193,954/yr compared to CA$126,152/yr in Toronto. San Francisco pays 109% more in gross terms.

▶Is a Full Stack Developer salary worth more in San Francisco or Toronto after cost of living?

After adjusting for local cost of living, your San Francisco salary has the purchasing power of $115,449/yr in a median-cost city, vs $74,207/yr for Toronto. San Francisco offers stronger real purchasing power.

▶What is the take-home pay for a Full Stack Developer in San Francisco vs Toronto?

After estimated taxes, a Full Stack Developer in San Francisco, CA takes home approximately $129,710/yr, vs $63,076/yr in Toronto. These are estimates based on standard federal tax rates and do not account for state/local taxes or deductions.