Salary Comparison

Data Scientist Salary:
San Francisco, CA vs Chicago, IL

Side-by-side gross salary, after-tax take-home pay, and purchasing power comparison. Updated June 2026.

San Francisco, CA
$207,524
/ year
+44%
difference
Chicago, IL
$144,487
/ year
Bottom line: Chicago offers better purchasing power despite San Francisco paying more gross. How is this calculated? โ†’
Metric
San Francisco
Chicago
Median Gross Salary
Annual, before tax
$207,524โœ“ higher
$144,487
Entry Level
0โ€“2 years experience
$134,205โœ“ higher
$93,439
Senior Level
8+ years experience
$320,899โœ“ higher
$223,424
Est. Take-Home Pay
After income tax + FICA
$138,938โœ“ higher
$97,917
Purchasing Power
Equivalent in median-CoL city
$123,526
$125,641โœ“ higher
Cost of Living Index
Relative to US median (1.00)
1.68ร—
1.15ร—โœ“ lower
Percentile 10 (Low)
Bottom 10% of earners
$134,205โœ“ higher
$93,439
Percentile 90 (High)
Top 10% of earners
$320,899โœ“ higher
$223,424

What if you move from San Francisco to Chicago?

Gross salary change
$63,037
44% decrease
Take-home change
$41,021
per year after tax
Purchasing power change
+$2,115
equivalent real income

Take-home pay is estimated using 2024 US federal tax brackets (single filer) + 7.65% FICA, or a blended international effective rate. Purchasing power converts gross salary to an equivalent in a US median cost-of-living city (index 1.00ร—). Full methodology โ†’

Salary Range Comparison

San Francisco, CA$207,524
P10: $134,205Median: $207,524P90: $320,899
Chicago, IL$144,487
P10: $93,439Median: $144,487P90: $223,424

Frequently Asked Questions

โ–ถDoes a Data Scientist earn more in San Francisco or Chicago?

The median Data Scientist salary in San Francisco, CA is $207,524/yr compared to $144,487/yr in Chicago, IL. San Francisco pays 44% more in gross terms.

โ–ถIs a Data Scientist salary worth more in San Francisco or Chicago after cost of living?

After adjusting for local cost of living, your San Francisco salary has the purchasing power of $123,526/yr in a median-cost city, vs $125,641/yr for Chicago. Chicago offers stronger real purchasing power.

โ–ถWhat is the take-home pay for a Data Scientist in San Francisco vs Chicago?

After estimated taxes, a Data Scientist in San Francisco, CA takes home approximately $138,938/yr, vs $97,917/yr in Chicago, IL. These are estimates based on standard federal tax rates and do not account for state/local taxes or deductions.