Certified Public Accountant vs Insurance Underwriter: Which Pays More?
Side-by-side salary comparison by city, experience level, and career growth outlook. Data reflects current market rates.
Certified Public Accountant
Licensed accounting professional who handles complex tax and audit engagements.
Insurance Underwriter
Evaluate insurance applications and set policy terms and premiums.
Certified Public Accountant earns more on average — the national median is $2,310/year (3%) higher than a Insurance Underwriter. However, salaries vary significantly by city, employer, and experience level — see the city-by-city breakdown below.
Certified Public Accountant vs Insurance Underwriter — Salary by City
National median figures in USD across top cities.
| City | Certified Public Accountant | Insurance Underwriter | Difference |
|---|---|---|---|
| San Francisco, CA | $122,052 | $116,321 | Certified +$5,731 |
| New York, NY | $101,470 | $97,453 | Certified +$4,017 |
| Seattle, WA | $115,604 | $112,876 | Certified +$2,728 |
| Austin, TX | $94,883 | $91,022 | Certified +$3,861 |
| Chicago, IL | $92,214 | $86,961 | Certified +$5,253 |
| Boston, MA | $107,079 | $107,567 | Certified $488 |
| London, UK | £67,379 | £63,807 | Certified +$3,572 |
| Toronto, Canada | CA$108,659 | CA$109,558 | Certified $899 |
Frequently Asked Questions
Does a Certified Public Accountant or Insurance Underwriter earn more?+
A Certified Public Accountant earns more on average. The national median salary for a Certified Public Accountant is $83,680/year, compared to $81,370/year for a Insurance Underwriter — a difference of $2,310 (3%).
Which has better career growth — Certified Public Accountant or Insurance Underwriter?+
Certified Public Accountant roles are growing at 8% YoY while Insurance Underwriter demand is growing at 5% YoY. Certified Public Accountant has stronger near-term demand growth.
Can you switch from Certified Public Accountant to Insurance Underwriter?+
Yes. Many professionals transition between these roles, especially since both are in the same category. Shared skills include: analytical thinking, communication, and industry knowledge.
Which is harder to automate — Certified Public Accountant or Insurance Underwriter?+
Certified Public Accountant has a lower AI automation risk (68% vs 82%). Based on Oxford Martin School and McKinsey 2023 analysis.