Certified Public Accountant vs Actuary: Which Pays More?

Side-by-side salary comparison by city, experience level, and career growth outlook. Data reflects current market rates.

National Median Salary Comparison
Certified Public Accountant
$83,680
Actuary
$130,000
Higher Pay
Finance

Certified Public Accountant

Licensed accounting professional who handles complex tax and audit engagements.

National Median
$83,680/yr
Entry
$56,263
Mid
$101,470
Senior
$182,999
+8% demand/yr68% AI risk
CPA LicenceTax LawGAAPAudit
Full Certified Public Accountant salary data โ†’
Higher Pay
Finance

Actuary

Use statistics and mathematics to assess financial risk in insurance and finance.

National Median
$130,000/yr
Entry
$87,866
Mid
$158,465
Senior
$285,789
+20% demand/yr45% AI risk
Actuarial ScienceStatisticsRSAS
Full Actuary salary data โ†’
Verdict

Actuary earns more on average โ€” the national median is $46,320/year (55%) higher than a Certified Public Accountant. However, salaries vary significantly by city, employer, and experience level โ€” see the city-by-city breakdown below.

Certified Public Accountant vs Actuary โ€” Salary by City

National median figures in USD across top cities.

CityCertified Public AccountantActuaryDifference
San Francisco, CA$122,052$189,793Certified $67,741
New York, NY$101,470$158,465Certified $56,995
Seattle, WA$115,604$180,437Certified $64,833
Austin, TX$94,883$142,664Certified $47,781
Chicago, IL$92,214$140,783Certified $48,569
Boston, MA$107,079$172,745Certified $65,666
London, UKยฃ67,379ยฃ102,352Certified $34,973
Toronto, CanadaCA$108,659CA$170,449Certified $61,790
Pay Gap
55%
Actuary earns more
Demand Growth
8% vs 20%
Certified Public Accountant vs Actuary YoY
AI Risk
68% vs 45%
Certified Public Accountant vs Actuary

Frequently Asked Questions

Does a Certified Public Accountant or Actuary earn more?+

A Actuary earns more on average. The national median salary for a Certified Public Accountant is $83,680/year, compared to $130,000/year for a Actuary โ€” a difference of $46,320 (55%).

Which has better career growth โ€” Certified Public Accountant or Actuary?+

Certified Public Accountant roles are growing at 8% YoY while Actuary demand is growing at 20% YoY. Actuary has stronger near-term demand growth.

Can you switch from Certified Public Accountant to Actuary?+

Yes. Many professionals transition between these roles, especially since both are in the same category. Shared skills include: analytical thinking, communication, and industry knowledge.

Which is harder to automate โ€” Certified Public Accountant or Actuary?+

Actuary has a lower AI automation risk (45% vs 68%). Based on Oxford Martin School and McKinsey 2023 analysis.