Can a UX Researcher afford to live in Baltimore?

Excellent47% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
UX Researcher ยท Baltimore
$96,760
Income tax (~28% effective)
United States
โ€“ $26,973
Take-home pay
$5,816/mo
$69,787
Living costs (1 person)
$3,080/mo ยท derived
โ€“ $36,960
Savings potential
$2,736/mo ยท 47% of take-home
$32,827

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OEWS 2025 metro-area survey median for UX Researcher, adjusted for Baltimore.

โ€ข Tax: United States single-filer effective rate (~28%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.