Can a Surgeon afford to live in Raleigh?

Excellent87% of take-home left to save — you can save aggressively here.
Median salary (gross)
Surgeon · Raleigh
$424,566
Income tax (~40% effective)
United States
– $171,070
Take-home pay
$21,125/mo
$253,496
Living costs (1 person)
$2,800/mo · derived
– $33,600
Savings potential
$18,325/mo · 87% of take-home
$219,896

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Raleigh? →Compare Raleigh with another city →

How we calculated this

• Salary: BLS OES median for Surgeon, adjusted for Raleigh.

• Tax: United States single-filer effective rate (~40%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.