Can a Surgeon afford to live in Nashville?

Excellent88% of take-home left to save — you can save aggressively here.
Median salary (gross)
Surgeon · Nashville
$420,777
Income tax (~36% effective)
United States
– $150,354
Take-home pay
$22,535/mo
$270,423
Living costs (1 person)
$2,800/mo · derived
– $33,600
Savings potential
$19,735/mo · 88% of take-home
$236,823

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Nashville? →Compare Nashville with another city →

How we calculated this

• Salary: BLS OES median for Surgeon, adjusted for Nashville.

• Tax: United States single-filer effective rate (~36%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.