Can a Surgeon afford to live in Cleveland?

Excellent87% of take-home left to save — you can save aggressively here.
Median salary (gross)
Surgeon · Cleveland
$376,902
Income tax (~39% effective)
United States
– $145,222
Take-home pay
$19,307/mo
$231,680
Living costs (1 person)
$2,460/mo · derived
– $29,520
Savings potential
$16,847/mo · 87% of take-home
$202,160

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Cleveland? →Compare Cleveland with another city →

How we calculated this

• Salary: BLS OES median for Surgeon, adjusted for Cleveland.

• Tax: United States single-filer effective rate (~39%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.