Can a Structural Engineer afford to live in Richmond?

Excellent49% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Structural Engineer ยท Richmond
$94,566
Income tax (~28% effective)
United States
โ€“ $26,674
Take-home pay
$5,658/mo
$67,892
Living costs (1 person)
$2,860/mo ยท derived
โ€“ $34,320
Savings potential
$2,798/mo ยท 49% of take-home
$33,572

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OES median for Structural Engineer, adjusted for Richmond.

โ€ข Tax: United States single-filer effective rate (~28%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.