Can a Speech-Language Pathologist afford to live in Toronto?

Excellent60% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Speech-Language Pathologist ยท Toronto
$92,863
Income tax (~28% effective)
Canada
โ€“ $26,268
Take-home pay
$5,550/mo
$66,595
Living costs (1 person)
$2,212/mo ยท curated
โ€“ $26,544
Savings potential
$3,338/mo ยท 60% of take-home
$40,051

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

Monthly cost breakdown ยท Toronto

Rent (1-bed)$1,387
Groceries$292
Dining out$219
Transport$102
Utilities$80
Entertainment$131

Universal healthcare. Rent surged post-2022 but still below NYC/SF.

How we calculated this

โ€ข Salary: OECD 2024 median for Speech-Language Pathologist, adjusted for Toronto.

โ€ข Tax: Canada single-filer effective rate (~28%). Official calculator.

โ€ข Living costs: hand-curated local budget for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.