Can a Social Worker afford to live in Richmond?

Comfortable31% of take-home left to save — solid margin to save and invest.
Median salary (gross)
Social Worker · Richmond
$65,522
Income tax (~24% effective)
United States
– $16,044
Take-home pay
$4,123/mo
$49,478
Living costs (1 person)
$2,860/mo · derived
– $34,320
Savings potential
$1,263/mo · 31% of take-home
$15,158

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Richmond? →Compare Richmond with another city →

How we calculated this

• Salary: BLS OES median for Social Worker, adjusted for Richmond.

• Tax: United States single-filer effective rate (~24%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.