Can a Social Worker afford to live in Houston?

Comfortable34% of take-home left to save — solid margin to save and invest.
Median salary (gross)
Social Worker · Houston
$60,363
Income tax (~18% effective)
United States
– $10,895
Take-home pay
$4,122/mo
$49,468
Living costs (1 person)
$2,740/mo · derived
– $32,880
Savings potential
$1,382/mo · 34% of take-home
$16,588

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Houston? →Compare Houston with another city →

How we calculated this

• Salary: BLS OES median for Social Worker, adjusted for Houston.

• Tax: United States single-filer effective rate (~18%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.