Can a Restaurant Manager afford to live in Austin?

Comfortable34% of take-home left to save โ€” solid margin to save and invest.
Median salary (gross)
Restaurant Manager ยท Austin
$64,838
Income tax (~19% effective)
United States
โ€“ $12,089
Take-home pay
$4,396/mo
$52,749
Living costs (1 person)
$2,910/mo ยท curated
โ€“ $34,920
Savings potential
$1,486/mo ยท 34% of take-home
$17,829

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

Monthly cost breakdown ยท Austin

Rent (1-bed)$1,600
Groceries$380
Dining out$280
Transport$200
Utilities$140
Entertainment$180

No state income tax. Lower cost than coastal cities but rising fast.

How we calculated this

โ€ข Salary: BLS OES median for Restaurant Manager, adjusted for Austin.

โ€ข Tax: United States single-filer effective rate (~19%). Official calculator.

โ€ข Living costs: hand-curated local budget for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.