Can a Respiratory Therapist afford to live in St. Louis?

Excellent46% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Respiratory Therapist ยท St. Louis
$73,585
Income tax (~25% effective)
United States
โ€“ $18,110
Take-home pay
$4,623/mo
$55,475
Living costs (1 person)
$2,490/mo ยท derived
โ€“ $29,880
Savings potential
$2,133/mo ยท 46% of take-home
$25,595

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OES median for Respiratory Therapist, adjusted for St. Louis.

โ€ข Tax: United States single-filer effective rate (~25%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.