Can a Respiratory Therapist afford to live in Boston?

Excellent39% of take-home left to save — you can save aggressively here.
Median salary (gross)
Respiratory Therapist · Boston
$108,564
Income tax (~29% effective)
United States
– $31,327
Take-home pay
$6,436/mo
$77,237
Living costs (1 person)
$3,920/mo · derived
– $47,040
Savings potential
$2,516/mo · 39% of take-home
$30,197

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Boston? →Compare Boston with another city →

How we calculated this

• Salary: BLS OES median for Respiratory Therapist, adjusted for Boston.

• Tax: United States single-filer effective rate (~29%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.