Can a Research Scientist afford to live in Phoenix?

Excellent49% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Research Scientist ยท Phoenix
$83,548
Income tax (~24% effective)
United States
โ€“ $19,751
Take-home pay
$5,316/mo
$63,797
Living costs (1 person)
$2,720/mo ยท derived
โ€“ $32,640
Savings potential
$2,596/mo ยท 49% of take-home
$31,157

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OES median for Research Scientist, adjusted for Phoenix.

โ€ข Tax: United States single-filer effective rate (~24%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.