Can a Research Scientist afford to live in Indianapolis?

Excellent47% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Research Scientist ยท Indianapolis
$73,220
Income tax (~23% effective)
United States
โ€“ $16,813
Take-home pay
$4,701/mo
$56,407
Living costs (1 person)
$2,490/mo ยท derived
โ€“ $29,880
Savings potential
$2,211/mo ยท 47% of take-home
$26,527

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OES median for Research Scientist, adjusted for Indianapolis.

โ€ข Tax: United States single-filer effective rate (~23%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.