Can a Psychologist afford to live in Cincinnati?

Excellent57% of take-home left to save — you can save aggressively here.
Median salary (gross)
Psychologist · Cincinnati
$95,810
Income tax (~26% effective)
United States
– $24,988
Take-home pay
$5,902/mo
$70,822
Living costs (1 person)
$2,520/mo · derived
– $30,240
Savings potential
$3,382/mo · 57% of take-home
$40,582

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Cincinnati? →Compare Cincinnati with another city →

How we calculated this

• Salary: BLS OES median for Psychologist, adjusted for Cincinnati.

• Tax: United States single-filer effective rate (~26%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.