Can a Physician (General Practice) afford to live in Sacramento?

Excellent77% of take-home left to save — you can save aggressively here.
Median salary (gross)
Physician (General Practice) · Sacramento
$296,066
Income tax (~42% effective)
United States
– $125,050
Take-home pay
$14,251/mo
$171,016
Living costs (1 person)
$3,300/mo · derived
– $39,600
Savings potential
$10,951/mo · 77% of take-home
$131,416

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Sacramento? →Compare Sacramento with another city →

How we calculated this

• Salary: BLS OES median for Physician (General Practice), adjusted for Sacramento.

• Tax: United States single-filer effective rate (~42%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.