Can a Physician (General Practice) afford to live in Richmond?

Excellent78% of take-home left to save — you can save aggressively here.
Median salary (gross)
Physician (General Practice) · Richmond
$254,443
Income tax (~39% effective)
United States
– $98,777
Take-home pay
$12,972/mo
$155,666
Living costs (1 person)
$2,860/mo · derived
– $34,320
Savings potential
$10,112/mo · 78% of take-home
$121,346

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Richmond? →Compare Richmond with another city →

How we calculated this

• Salary: BLS OES median for Physician (General Practice), adjusted for Richmond.

• Tax: United States single-filer effective rate (~39%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.