Can a Physician (General Practice) afford to live in Phoenix?

Excellent79% of take-home left to save — you can save aggressively here.
Median salary (gross)
Physician (General Practice) · Phoenix
$246,140
Income tax (~35% effective)
United States
– $86,973
Take-home pay
$13,264/mo
$159,167
Living costs (1 person)
$2,720/mo · derived
– $32,640
Savings potential
$10,544/mo · 79% of take-home
$126,527

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Phoenix? →Compare Phoenix with another city →

How we calculated this

• Salary: BLS OES median for Physician (General Practice), adjusted for Phoenix.

• Tax: United States single-filer effective rate (~35%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.