Can a Physician (General Practice) afford to live in Melbourne?

Excellent54% of take-home left to save — you can save aggressively here.
Median salary (gross)
Physician (General Practice) · Melbourne
$133,727
Income tax (~31% effective)
Australia
– $41,854
Take-home pay
$7,656/mo
$91,873
Living costs (1 person)
$3,500/mo · derived
– $42,000
Savings potential
$4,156/mo · 54% of take-home
$49,873

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Melbourne? →Compare Melbourne with another city →

How we calculated this

• Salary: AU-ABS median for Physician (General Practice), adjusted for Melbourne.

• Tax: Australia single-filer effective rate (~31%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.