Can a Physician (General Practice) afford to live in Houston?

Excellent79% of take-home left to save — you can save aggressively here.
Median salary (gross)
Physician (General Practice) · Houston
$232,446
Income tax (~32% effective)
United States
– $74,958
Take-home pay
$13,124/mo
$157,488
Living costs (1 person)
$2,740/mo · derived
– $32,880
Savings potential
$10,384/mo · 79% of take-home
$124,608

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Houston? →Compare Houston with another city →

How we calculated this

• Salary: BLS OES median for Physician (General Practice), adjusted for Houston.

• Tax: United States single-filer effective rate (~32%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.