Can a Physician (General Practice) afford to live in Baltimore?

Excellent80% of take-home left to save — you can save aggressively here.
Median salary (gross)
Physician (General Practice) · Baltimore
$307,400
Income tax (~39% effective)
United States
– $120,250
Take-home pay
$15,596/mo
$187,150
Living costs (1 person)
$3,080/mo · derived
– $36,960
Savings potential
$12,516/mo · 80% of take-home
$150,190

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Baltimore? →Compare Baltimore with another city →

How we calculated this

• Salary: BLS OEWS 2025 metro-area survey median for Physician (General Practice), adjusted for Baltimore.

• Tax: United States single-filer effective rate (~39%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.