Can a Physician (General Practice) afford to live in Austin?

Excellent81% of take-home left to save — you can save aggressively here.
Median salary (gross)
Physician (General Practice) · Austin
$272,440
Income tax (~33% effective)
United States
– $90,883
Take-home pay
$15,130/mo
$181,557
Living costs (1 person)
$2,910/mo · curated
– $34,920
Savings potential
$12,220/mo · 81% of take-home
$146,637

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Monthly cost breakdown · Austin

Rent (1-bed)$1,600
Groceries$380
Dining out$280
Transport$200
Utilities$140
Entertainment$180

No state income tax. Lower cost than coastal cities but rising fast.

Full salary breakdown →Is this a good salary in Austin? →Compare Austin with another city →

How we calculated this

• Salary: BLS OES median for Physician (General Practice), adjusted for Austin.

• Tax: United States single-filer effective rate (~33%). Official calculator.

• Living costs: hand-curated local budget for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.