Can a Physical Therapist afford to live in Sacramento?

Excellent50% of take-home left to save — you can save aggressively here.
Median salary (gross)
Physical Therapist · Sacramento
$118,711
Income tax (~33% effective)
United States
– $39,615
Take-home pay
$6,591/mo
$79,096
Living costs (1 person)
$3,300/mo · derived
– $39,600
Savings potential
$3,291/mo · 50% of take-home
$39,496

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Sacramento? →Compare Sacramento with another city →

How we calculated this

• Salary: BLS OES median for Physical Therapist, adjusted for Sacramento.

• Tax: United States single-filer effective rate (~33%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.