Can a Physical Therapist afford to live in Portland?

Excellent51% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Physical Therapist ยท Portland
$119,409
Income tax (~34% effective)
United States
โ€“ $40,529
Take-home pay
$6,573/mo
$78,880
Living costs (1 person)
$3,250/mo ยท derived
โ€“ $39,000
Savings potential
$3,323/mo ยท 51% of take-home
$39,880

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OES median for Physical Therapist, adjusted for Portland.

โ€ข Tax: United States single-filer effective rate (~34%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.