Can a Physical Therapist afford to live in Indianapolis?
Excellent61% of take-home left to save — you can save aggressively here.
Median salary (gross)
Physical Therapist · Indianapolis
$103,770
Income tax (~27% effective)
United States
– $27,579
Take-home pay
$6,349/mo
$76,191
Living costs (1 person)
$2,490/mo · derived
– $29,880
Savings potential
$3,859/mo · 61% of take-home
$46,311
Single professional, after-tax. Salary − tax − living costs = what you could save each year.
Full salary breakdown →Is this a good salary in Indianapolis? →Compare Indianapolis with another city →
How we calculated this
• Salary: BLS OEWS 2025 metro-area survey median for Physical Therapist, adjusted for Indianapolis.
• Tax: United States single-filer effective rate (~27%). Official calculator.
• Living costs: derived from cost-of-living index for a single professional.
Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.