Can a Physical Therapist afford to live in Amsterdam?

Comfortable32% of take-home left to save — solid margin to save and invest.
Median salary (gross)
Physical Therapist · Amsterdam
$112,612
Income tax (~43% effective)
Netherlands
– $48,433
Take-home pay
$5,348/mo
$64,179
Living costs (1 person)
$3,640/mo · derived
– $43,680
Savings potential
$1,708/mo · 32% of take-home
$20,499

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Amsterdam? →Compare Amsterdam with another city →

How we calculated this

• Salary: OECD 2024 median for Physical Therapist, adjusted for Amsterdam.

• Tax: Netherlands single-filer effective rate (~43%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.