Can a Occupational Therapist afford to live in Madison?

Excellent52% of take-home left to save — you can save aggressively here.
Median salary (gross)
Occupational Therapist · Madison
$100,040
Income tax (~28% effective)
United States
– $28,315
Take-home pay
$5,977/mo
$71,725
Living costs (1 person)
$2,860/mo · derived
– $34,320
Savings potential
$3,117/mo · 52% of take-home
$37,405

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Madison? →Compare Madison with another city →

How we calculated this

• Salary: BLS OES median for Occupational Therapist, adjusted for Madison.

• Tax: United States single-filer effective rate (~28%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.