Can a Occupational Therapist afford to live in Indianapolis?
Excellent60% of take-home left to save — you can save aggressively here.
Median salary (gross)
Occupational Therapist · Indianapolis
$100,080
Income tax (~26% effective)
United States
– $26,229
Take-home pay
$6,154/mo
$73,851
Living costs (1 person)
$2,490/mo · derived
– $29,880
Savings potential
$3,664/mo · 60% of take-home
$43,971
Single professional, after-tax. Salary − tax − living costs = what you could save each year.
Full salary breakdown →Is this a good salary in Indianapolis? →Compare Indianapolis with another city →
How we calculated this
• Salary: BLS OEWS 2025 metro-area survey median for Occupational Therapist, adjusted for Indianapolis.
• Tax: United States single-filer effective rate (~26%). Official calculator.
• Living costs: derived from cost-of-living index for a single professional.
Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.