Can a Occupational Therapist afford to live in Houston?

Excellent56% of take-home left to save — you can save aggressively here.
Median salary (gross)
Occupational Therapist · Houston
$97,356
Income tax (~23% effective)
United States
– $22,134
Take-home pay
$6,269/mo
$75,222
Living costs (1 person)
$2,740/mo · derived
– $32,880
Savings potential
$3,529/mo · 56% of take-home
$42,342

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Houston? →Compare Houston with another city →

How we calculated this

• Salary: BLS OES median for Occupational Therapist, adjusted for Houston.

• Tax: United States single-filer effective rate (~23%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.