Can a Materials Scientist afford to live in San Jose?

Excellent46% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Materials Scientist ยท San Jose
$152,526
Income tax (~36% effective)
United States
โ€“ $55,370
Take-home pay
$8,096/mo
$97,156
Living costs (1 person)
$4,340/mo ยท derived
โ€“ $52,080
Savings potential
$3,756/mo ยท 46% of take-home
$45,076

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OES median for Materials Scientist, adjusted for San Jose.

โ€ข Tax: United States single-filer effective rate (~36%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.