Can a Materials Scientist afford to live in Miami?

Excellent40% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Materials Scientist ยท Miami
$86,156
Income tax (~21% effective)
United States
โ€“ $18,513
Take-home pay
$5,637/mo
$67,643
Living costs (1 person)
$3,360/mo ยท derived
โ€“ $40,320
Savings potential
$2,277/mo ยท 40% of take-home
$27,323

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OES median for Materials Scientist, adjusted for Miami.

โ€ข Tax: United States single-filer effective rate (~21%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.